St. Joseph County property record for 806 W Main St, Mendon, MI 49072
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,411 sqft |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,000 (Sep 2025) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan Mar 2020 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-180-017-00 |
| Primary APN | 044-180-017-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 1,027 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 504 sqft |
| Lot Area | 39,204 sqft (0.9 acres) |
|---|---|
| Lot Dimensions | 198 ft deep x 198 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 806 W MAIN ST |
|---|---|
| City | MENDON |
| State | MI |
| Zip | 49072-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-AGI |
| Legal Description | S 1/2 OF LOT 7 & LOTS 8-9-10 BLK 11 J.WOOLF'S ADD. VIL OF MENDON. |
| Legal Subdivision | JACOB WOOLFS ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 7-10 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | MENDON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 41000 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28349 MICHIGAN AVE, MENDON, MI 49072-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Construction Mortgage OAK MORTGAGE LLC |
| Mar 10, 2020 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Oct 22, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MEMBER FIRST MORTGAGE LLC |
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Jan 25, 2007 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| May 3, 2021 | Intrafamily Transfer, Transfer OAK TITLE SERVICES LLC, OAK TITLE SERVIECS LLC |
| Nov 2, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Nov 2, 2018 | Warranty Deed, Transfer LIGHTHOUSE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Dec 6, 2022 · Amount on Record |
| Deed Document Number | 20257567 |
| Prior Transfer Date | Jan 5, 1996 |
| Prior Transfer Doc | 0749000402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001998/20 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 1998/20 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.99% |
| Index | 1-Year LIBOR |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001999/310 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 1999/310 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28379 MICHIGAN AVE, MENDON, MI 49072-9718 |
| Document Number | 2025008367 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025008367 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28379 MICHIGAN AVE, MENDON, MI 49072-9718 |
| Document Number | 2025008366 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025008366 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FINITI TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 01418/0936 |
|---|---|
| Date | Jan 25, 2007 |
| Book Page | 1418/0936 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | PORTAGE, MI 49024 |
| Amount | Amount Recorded |
|---|---|
| Term | 182 Months |
| Due | Mar 10, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 24, 2025 |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Document Number | 2025007567 |
| Map Reference | LB 28 PG 379 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025007567 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,342.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17200 ELWELL RD, VAN BUREN TOWNSHIP, MI 48111-4413 |
| Name | Verified Name |
|---|---|
| Address | 28349 MICHIGAN AVE, MENDON, MI 49072-9718 |
| Document Number | 2025008366 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025008366 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 3, 2021 |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Document Number | 2021004858 |
| Map Reference | LB 28 PG 379 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021004858 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | OAK TITLE SERVICES LLC, OAK TITLE SERVIECS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8675 E 275 S, 8675, LAGRANGE, IN 46761-9573 |
| Name | Verified Name |
|---|---|
| Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 2, 2018 |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Document Number | 01937/0522 |
| Book / Page | 1937 / 0522 |
| Map Reference | LB28 PG379 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LIGHTHOUSE TITLE INC, LIGHTHOPUSE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 806 W MAIN ST, 806, MENDON, MI 49072-9557 |
| Name | Verified Name |
|---|---|
| Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Document Number | 0001937525 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 1937/525 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 2, 2018 |
| Property Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
| Document Number | 01937/0519 |
| Book / Page | 1937 / 0519 |
| Map Reference | LB28 PG379 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $636.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23953 WAKEMAN RD, 23953, MENDON, MI 49072-9593 |
| Name | Verified Name |
|---|---|
| Address | 806 W MAIN ST, MENDON, MI 49072-9557 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Mendon Township |
| Municipality | Mendon Village |
| Unified School District | Mendon Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,100 (+12.93%) Land $8,500 Building $66,600 | $150,200 (+12.93%) Land $17,000 Building $133,200 | |
| 2025 | $2,220.00 (+29.67%) Homeowner's exemption | $66,500 Land $8,200 Building $58,300 | $133,000 Land $16,400 Building $116,600 |
| 2024 | $1,712.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1990) |
| Most Recent Claim | Jun 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless · Fiber in parts of the area | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures