Fayette County property record for 806 Switch St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1903 |
| Lot Size | 0.213 acres (9,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Jun 2021) |
| Tax Bill | $1,274 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814177005 |
| Primary APN | 0814177005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Attic | Attic |
| Attic Area | 304 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,300 sqft (0.213 acres) |
| Lot Dimensions | 100 ft deep x 93 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 338 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 806 SWITCH ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 120'W OF WHERE N LINE SWITCH ST. INTERS.SW LINE OF CLERMONT RD TH W 93' N 100'E 93'S 100'TO BEG IN W 1/2 SE NW |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 80600 |
Source: Fayette County assessment roll, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 806 SWITCH ST, ELGIN, IA 52141-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · ARM VERIDIAN CREDIT UNION |
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NATIONAL |
| Feb 11, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Prior Sale | Oct 5, 2005 · Amount on Record |
| Deed Document Number | 20211919 |
| Deed Book / Page | 2021 / 1919 |
| Prior Transfer Date | Feb 5, 2020 |
| Prior Transfer Doc | 2020/450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 806 SWITCH ST, ELGIN, IA 52141-9624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/1006 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 2020/1006 |
| Instrument | 1006 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | May 1, 2030 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Jun 1, 2021 |
| Property Address | 806 SWITCH ST, ELGIN, IA 52141-9624 |
| Document Number | 02021/1919 |
| Book / Page | 2021 / 1919 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021-1919 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 806 SWITCH ST, ELGIN, IA 52141-9624 |
| Document Number | 02021/1921 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 2021/1921 |
| Instrument | 2021-1920 |
| Name | BANK FIRST NATIONAL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Feb 11, 2020 |
| Property Address | 806 SWITCH ST, ELGIN, IA 52141-9624 |
| Document Number | 2020/450 |
| Book / Page | 2020 / 450 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 450 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 806 SWITCH ST, ELGIN, IA 52141-9624 |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,274.00 Homeowner's exemption | $105,660 (+14.67%) Land $10,160 Building $95,500 | $105,660 (+14.67%) Land $10,160 Building $95,500 |
| 2024 | $1,274.00 (-2.45%) | ||
| 2023 | $92,140 (+26.34%) Land $10,160 Building $81,980 | $92,140 (+26.34%) Land $10,160 Building $81,980 | |
| 2022 | $1,306.00 Homeowner's exemption | $72,930 Land $8,460 Building $64,470 | |
| 2021 | $72,930 Land $8,460 Building $64,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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