801 Switch St, Elgin, IA 52141 Property Records

Fayette County property record for 801 Switch St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1959
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Aug 2023)
Tax Bill	$1,108 (2026)
Deeds & Mortgages	Aug 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0814179004`

Property Details

APN / Parcel Number

Primary APN	`0814179004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	100 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	801 SWITCH ST
City	ELGIN
State	IA
Zip	52141-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 TO 9 BLK 10 CONNERS ADD
Legal Subdivision	CONNERS
Legal Block	10
Legal Lot Number	6
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3015
Census Tract	80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	801 SWITCH ST, ELGIN, IA 52141-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	20232195
Deed Book / Page	2023 / 2195
Record Updated	Oct 29, 2026

August 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	FAYETTE IA
Recording Date	Aug 25, 2023
Property Address	801 SWITCH ST, ELGIN, IA 52141-9624
Document Number	02023/2195
Book / Page	2023 / 2195
Instrument Date	Aug 16, 2023
Instrument	2023 2195
Transaction Type	Foreclosure
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 32, ELGIN, IA 52141-0032

Mortgage

Document Number	02023/2328
Date	Sep 7, 2023
Book Page	2023/2328
Instrument	2023 2328

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank
Address	LANSING, IA 52151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,108.00	$85,740 (-) Land $10,480 Building $75,260	$85,740 (-) Land $10,480 Building $75,260
2025	$1,108.00 (+10.58%) Homeowner's exemption	$85,740 (+14.83%) Land $10,480 Building $75,260	$85,740 (+14.83%) Land $10,480 Building $75,260
2024	$1,002.00 (+3.09%)
2023		$74,670 (+24.64%) Land $10,480 Building $64,190	$74,670 (+24.64%) Land $10,480 Building $64,190
2022	$972.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$59,910 Land $8,740 Building $51,170
2021			$59,910 Land $8,740 Building $51,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500