806 N Division St, Harvard, IL 60033 Property Records

McHenry County property record for 806 N Division St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	4 bd · built 1903
Lot Size	0.2 acres (8,714 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2022)
Tax Bill	$4,750 (2024)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-254-004`

Property Details

APN / Parcel Number

Primary APN	`01-35-254-004`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Victorian
Lot Area	8,714 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	806 N DIVISION ST
City	HARVARD
State	IL
Zip	60033-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0024376 N1/2 LTS 1 & 2 BLK 1 BRAINARD ADDN
Legal Subdivision	BRAINARD ADDN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3013
Census Tract	870301

Owner

806 N Division St is owned by two individuals who bought it in July 2022.

Source: McHenry County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	915 GREEN ST, READING, PA 19604-2703
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	May 8, 2006 · Amount on File
Deed Document Number	202224376
Prior Transfer Date	Jun 20, 1996
Prior Transfer Doc	0096032605
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 30, 2026
Property Address	806 N DIVISION ST, HARVARD, IL 60033-2224
Document Number	0000011802
Instrument Date	Apr 20, 2026
Instrument	202611802
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 GREEN ST, READING, PA 19604-2703

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 30, 2026
Property Address	806 N DIVISION ST, HARVARD, IL 60033-2224
Document Number	0000011798
Instrument Date	Apr 20, 2026
Instrument	202611798
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 GREEN ST, READING, PA 19604-2703

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 8, 2022
Property Address	806 N DIVISION ST, HARVARD, IL 60033-2224
Document Number	0000024376
Map Reference	DOC 5975 MB 1 PG 24
Instrument Date	Apr 21, 2022
Instrument	2022R0024376
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 GREEN STREET, CRYSTAL LAKE, IL 60014

Mortgage

Document Number	0000024377
Date	Jul 8, 2022
Instrument	2022R0024377

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,750.00	$60,990 Land $12,909 Building $48,081	$182,970 Land $38,727 Building $144,243
2022		$47,928 Land $11,670 Building $36,258	$143,784 Land $35,010 Building $108,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 806 N Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 806 N Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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