804 N Division St, Harvard, IL 60033 Property Records

McHenry County property record for 804 N Division St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2026)
Tax Bill	$3,429 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-254-005`

Property Details

APN / Parcel Number

Primary APN	`01-35-254-005`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	804 N DIVISION ST
City	HARVARD
State	IL
Zip	60033-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1985R0922335 S1/2 LTS 1 & 2 BLK 1 BRAINARD ADDN
Legal Subdivision	BRAINARD ADDN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3013
Census Tract	870301

Owner

Source: McHenry County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	814 N DIVISION ST, HARVARD, IL 60033-2224
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 21, 2023	Transfer on Death Deed, Transfer
Mar 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Deed Document Number	202618391
Prior Transfer Date	Jun 19, 2023
Prior Transfer Doc	0000014695
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 29, 2026
Property Address	804 N DIVISION ST, HARVARD, IL 60033-2224
Document Number	0000018391
Instrument Date	Jun 16, 2026
Instrument	202618391
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018392,
Date	Jun 29, 2026
Instrument	202618392

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 21, 2023
Property Address	804 N DIVISION ST, HARVARD, IL 60033-2224
Document Number	0000014695
Instrument Date	Jun 19, 2023
Instrument	2023R0014695
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9387 DENSMORE DR, ROSCOE, IL 61073-7296

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	804 N DIVISION ST, HARVARD, IL 60033-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008966
Date	Mar 14, 2017
Instrument	2017R0008966

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,429.00	$60,014 (+27.17%) Land $12,909 Building $47,105	$180,042 (+27.17%) Land $38,727 Building $141,315
2022	Homeowner's exemption	$47,192 Land $11,670 Building $35,522	$141,576 Land $35,010 Building $106,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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