806 Deborah Ave, Elgin, IL 60123 Property Records

Kane County property record for 806 Deborah Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,604 sqft · built 1965
Lot Size	0.302 acres (13,167 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,621 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`06-10-154-007`

Property Details

APN / Parcel Number

Primary APN	`06-10-154-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Construction Type	Frame
Lot Area	13,167 sqft (0.302 acres)
Lot Dimensions	133 ft deep x 99 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	806 DEBORAH AVE
City	ELGIN
State	IL
Zip	60123-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 7 BLOCK 11
Legal Subdivision	EAGLE HEIGHTS
Legal Block	11
Legal Lot Number	7
Legal Unit	4-7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	806 DEBORAH AVE, ELGIN, IL 60123-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2009
Deed Sale	Oct 15, 2009
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	200977011
Prior Transfer Date	Sep 4, 2009
Prior Transfer Doc	0000077011
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	806 DEBORAH AVE, ELGIN, IL 60123-1917
Document Number	0000058174
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	806 DEBORAH AVE ELGIN IL 601231917, ELGIN, IL 60123-1917

Mortgage

Document Number	0000058174
Date	Dec 4, 2018
Instrument	58174

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,621.00 (+15.86%) Homeowner's exemption	$107,898 (+8.57%) Land $30,016 Building $77,882	$323,824 (+8.57%) Land $90,084 Building $233,739
2024		$99,381 (+21.39%) Land $27,647 Building $71,734	$298,262 (+21.44%) Land $82,974 Building $215,288
2022	$6,578.00 (+4.53%) Homeowner's exemption	$81,867 (+6.96%) Land $22,775 Building $59,092	$245,601 (+6.96%) Land $68,325 Building $177,276
2021	$6,293.00 Homeowner's exemption	$76,540 Land $21,293 Building $55,247	$229,620 Land $63,879 Building $165,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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