772 Deborah Ave, Elgin, IL 60123 Property Records

Kane County property record for 772 Deborah Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,931 sqft · built 1966
Lot Size	0.293 acres (12,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Dec 2013)
Tax Bill	$8,001 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`06-10-301-008`

Property Details

APN / Parcel Number

Primary APN	`06-10-301-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	3,342 sqft
1st Floor Area	1,931 sqft
Basement Area	1,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	12,771 sqft (0.293 acres)
Lot Dimensions	129 ft deep x 99 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	772 DEBORAH AVE
City	ELGIN
State	IL
Zip	60123-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 5 BLOCK 11
Legal Subdivision	EAGLE HEIGHTS
Legal Block	11
Legal Lot Number	5
Legal Unit	4-5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	772 DEBORAH AVE, ELGIN, IL 60123-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2013 · Amount on Record
Deed Sale	Dec 24, 2013 · Amount on Record
Prior Sale	May 29, 1997 · Amount on Record
Deed Document Number	201388091
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	772 DEBORAH AVE, ELGIN, IL 60123-1915
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040445
Date	Aug 10, 2022
Instrument	2022K040445

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,001.00 (+15.86%) Homeowner's exemption	$112,881 (+8.57%) Land $30,218 Building $82,663	$338,779 (+8.57%) Land $90,690 Building $248,088
2024		$103,971 (+21.39%) Land $27,833 Building $76,138	$312,038 (+21.44%) Land $83,532 Building $228,505
2022	$6,906.00 (+4.51%) Homeowner's exemption	$85,648 (+6.96%) Land $22,928 Building $62,720	$256,944 (+6.96%) Land $68,784 Building $188,160
2021	$6,608.00 Homeowner's exemption	$80,075 Land $21,436 Building $58,639	$240,225 Land $64,308 Building $175,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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