806 Commonwealth Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 806 Commonwealth Ave, Duluth, MN 55808

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 1,656 sqft · built 1927
Lot Size0.401 acres (17,508 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Oct 2013)
Tax Bill$3,052 (2026)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3430-18440

Property Details

APN / Parcel Number

Primary APN010-3430-18440
Alternative APN
  • 958521

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,656 sqft Gross Area
1st Floor Area920 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1970
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area17,508 sqft (0.401 acres)
Garage Area572 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area161 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number958521
Street Address806 COMMONWEALTH AVE
CityDULUTH
StateMN
Zip55808-1859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 17 THRU 21 SERIAL #
Legal SubdivisionNEW DULUTH FIRST DIVISION
Legal Block58
Legal Lot Number17-21
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2025
Census Tract3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address806 COMMONWEALTH AVE, DULUTH, MN 55808-1859
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
WESTERN NATIONAL BANK
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
WESTERN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2013 · Amount on Record
Deed SaleOct 9, 2013 · Amount on Record
Deed Document Number20131225090
Prior Transfer DateMay 31, 2013
Prior Transfer Doc00A1215552
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address806 COMMONWEALTH AVE, DULUTH, MN 55808-1859
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001040221
DateMay 5, 2021
Instrument1040221
Lender
NameWESTERN NATIONAL BANK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2041

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address806 COMMONWEALTH AVE, DULUTH, MN 55808-1859
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001413503
DateMay 11, 2021
Instrument1413503
Lender
NameWESTERN NATIONAL BANK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,052.00 (+14.22%) Homeowner's exemption
2025$2,672.00 (-4.43%) Homeowner's exemption$241,000 (+10.65%) Land $26,500 Building $214,500$241,000 (+10.65%) Land $26,500 Building $214,500
2024$2,796.00 (-2.65%)$217,800 (+5.07%) Land $26,100 Building $191,700$217,800 (+5.07%) Land $26,100 Building $191,700
2023$2,872.00 Homeowner's exemption
2022$207,300 (+28.52%) Land $32,100 Building $175,200$207,300 (+28.52%) Land $32,100 Building $175,200
2021$161,300 Land $26,100 Building $135,200$161,300 Land $26,100 Building $135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies27 units insured
incl. 26 condo units
Nearby Flood Claims4 (2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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