610 Commonwealth Ave, #B, Duluth, MN 55808 Property Records

St. Louis County property record for 610 Commonwealth Ave, #B, Duluth, MN 55808

Property Summary

Property Type	Apartments (5+ Units)
Details	3,464 sqft · built 1954
Lot Size	0.723 acres (31,500 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Oct 2024)
Tax Bill	$5,038 (2026)
Deeds & Mortgages	Oct 2024 Sale & Line of Credit Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3430-12720`

Property Details

APN / Parcel Number

Primary APN	`010-3430-12720`
Alternative APNs	`1099389` `1080263` `1173292`

Interior

Units	9 Units
Stories	1 Story
Building Area	3,464 sqft Gross Area
1st Floor Area	3,464 sqft
Basement Area	864 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Wood
Lot Area	31,500 sqft (0.723 acres)
Lot Dimensions	140 ft deep x 225 ft wide
Porch	Slab
Porch Area	520 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1173292
Street Address	610 COMMONWEALTH AVE, B
City	DULUTH
State	MN
Zip	55808-1908
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C2
Legal Description	LOTS 17 THRU 25 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	40
Legal Lot Number	17-25
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3046
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 COMMONWEALTH AVE, DULUTH, MN 55808-1908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU
Nov 5, 2020	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	20241084190
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2024
Property Address	610 COMMONWEALTH AVE # B, B, DULUTH, MN 55808-1908
Document Number	0001084190
Instrument Date	Sep 20, 2024
Instrument	1084190
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 COMMONWEALTH AVE # B, B, DULUTH, MN 55808-1908

Mortgage

Document Number	0001084191
Date	Oct 21, 2024
Instrument	1084191

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0001497880
Date	Oct 23, 2024
Instrument	1497880

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 5, 2020
Property Address	610 COMMONWEALTH AVE # B, B, DULUTH, MN 55808-1908
Document Number	00T1031632
Instrument Date	Sep 30, 2020
Instrument	T1031632
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 COMMONWEALTH AVE DULUTH MN 558081908, DULUTH, MN 55808-1908

Mortgage

Document Number	T1031633
Date	Nov 5, 2020
Instrument	T1031633

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,038.00 (+10.92%)
2025	$4,542.00 (+14.52%)	$413,000 (+51.89%) Land $30,500 Building $382,500	$413,000 (+51.89%) Land $30,500 Building $382,500
2024		$271,900 (+25.42%) Land $37,500 Building $234,400	$271,900 (+25.42%) Land $37,500 Building $234,400
2023	$3,966.00
2022		$216,800 Land $29,900 Building $186,900	$216,800 Land $29,900 Building $186,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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