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806 3rd St W, Polson, MT 59860 Property Records

Lake County property record for 806 3rd St W, Polson, MT 59860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,664 sqft · built 1980
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Last Sale$269,700 (Aug 2020)
Tax Bill$1,797 (2026)
Deeds & MortgagesAug 2022 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR1510245

Property Details

APN / Parcel Number

Primary APNR1510245
Alternative APNs
  • 15-3228-09-2-21-04-0000
  • 0000008937

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,498 sqft (0.241 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area130 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000008937
Street Address806 3RD ST W
CityPOLSON
StateMT
Zip59860-2935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionALLEN SMITH ADDITION, S09, T22 N, R20 W, BLOCK 007, LOT 00B, ACRES 0.241
Legal Range20W
Legal Township22N
Legal Section09
Legal SubdivisionALLEN SMITH ADDITION
Legal TractB
Legal Block7
Legal Lot NumberB
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group2
Census Block2059
Census Tract940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address806 3RD ST W, POLSON, MT 59860-2935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Aug 4, 2020Warranty Deed, Transfer · Conventional Mortgage
EAGLE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2020 · Amount on File
Deed SaleAug 4, 2020 · Amount on File
Prior SaleSep 2, 2005 · Amount on File
Deed Document Number2020579345
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address806 3RD ST W, POLSON, MT 59860-2935
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 3RD ST W, POLSON, MT 59860-2935

Mortgage

Document Number0000600332
DateAug 15, 2022
Instrument600332
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92186
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueSep 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MT
Recording DateAug 4, 2020
Property Address806 3RD ST W, POLSON, MT 59860-2935
Document Number579345
Instrument DateJul 13, 2020
Instrument579345
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 957, POLSON, MT 59860-0957

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 3RD ST W, POLSON, MT 59860-2935

Mortgage

Document Number579346
DateAug 4, 2020
Instrument579346
Lender
NameEAGLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
MunicipalityPolson City
Elementary School DistrictPolson Elementary School District (PK - 08)
Secondary School DistrictPolson High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,797.00 (-15.04%)$423,400 (-)
2025$2,115.00 (+1.54%)$423,400 (+68.95%)$423,400 (+68.95%) Land $70,250 Building $353,150
2023$2,083.00$250,600$250,600 Land $39,475 Building $211,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POLSON
serves 5,300 people · EPA ID MT0000308
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Western Montana CommunityTel
Fiber		100 / 100

May also be available: Verizon.

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