610 3rd St W, Polson, MT 59860 Property Records

Lake County property record for 610 3rd St W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1945
Lot Size	0.16 acres (7,013 sqft)
Owner	Individual Name on Record
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R159084`

Property Details

APN / Parcel Number

Primary APN	`R159084`
Alternative APNs	`15-3228-04-3-05-07-0000` `0000007943`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	7,013 sqft (0.16 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000007943
Street Address	610 3RD ST W
City	POLSON
State	MT
Zip	59860-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	RIVERSIDE ADD (POLSON), S04, T22 N, R20 W, BLOCK 006, LOT 005, ACRES 0.161
Legal Subdivision	RIVERSIDE ADD (POLSON)
Legal Block	6
Legal Lot Number	5
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2029
Census Tract	940307

Owner

Source: Lake County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 3RD AVE W, POLSON, MT 59860-2150
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF RONAN
Jun 1, 2018	Warranty Deed, Transfer · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021
Deed Sale	Apr 5, 2021
Prior Sale	Jun 1, 2018
Deed Document Number	587222
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 5, 2021
Property Address	610 3RD ST W, POLSON, MT 59860-2617
Document Number	587222
Instrument Date	Apr 5, 2021
Instrument	587222
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 3RD AVE W, POLSON, MT 59860-2150

Mortgage

Document Number	587223
Date	Apr 5, 2021
Instrument	587223

Lender

Name	VALLEY BANK OF RONAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 1, 2018
Property Address	610 3RD ST W, POLSON, MT 59860-2617
Document Number	562393
Instrument Date	Jun 1, 2018
Instrument	562393
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 5TH AVE W, 107, POLSON, MT 59860-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 WYOMING AVE, BILLINGS, MT 59101-1839

Mortgage

Document Number	562394
Date	Jun 1, 2018
Instrument	562394

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (-12.63%)	$307,700 (+46.38%)	$307,700 (+46.38%) Land $61,500 Building $246,200
2023	$1,774.00	$210,200	$210,200 Land $36,150 Building $174,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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