805 White Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 805 White Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,883 sqft · built 1978
Lot Size	1.37 acres (59,895 sqft)
Owner	Individual Name on Record
Tax Bill	$7,615 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-022-32`

Property Details

APN / Parcel Number

Primary APN	`049-022-32`
Alternative APN	`049-022-32-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,883 sqft Living Area
Gross Area	4,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	59,895 sqft
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,043 sqft
Patio Area	1,043 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	805 WHITE RD
City	WATSONVILLE
State	CA
Zip	95076-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LA SELVA BEACH
Legal Lot Number	X
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2014
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 WHITE RD, WATSONVILLE, CA 95076-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jul 2, 2021	Intrafamily Transfer, Transfer
Jul 2, 2021	Affidavit of Death of Joint Tenant, Transfer STEWART TITLE, STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000044840
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 30, 2021
Property Address	805 WHITE RD, WATSONVILLE, CA 95076-9667
Document Number	0000044840
Map Reference	MB 3 PG 10
Instrument Date	Aug 24, 2021
Instrument	2021-0044840
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	805 WHITE RD, WATSONVILLE, CA 95076-9667

Mortgage

Document Number	0000044841
Date	Aug 30, 2021
Instrument	2021-0044841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 30, 2021
Property Address	805 WHITE RD, WATSONVILLE, CA 95076-9667
Document Number	0000044842
Map Reference	MB 3 PG 10
Instrument Date	Aug 24, 2021
Instrument	2021-0044842
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	805 WHITE RD, WATSONVILLE, CA 95076-9667
Investor	Possibly a Property Investor

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2021
Property Address	805 WHITE RD, WATSONVILLE, CA 95076-9667
Document Number	0000036102
Map Reference	MB 3 PG 10
Instrument Date	May 29, 2021
Instrument	2021-0036102
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	805 WHITE RD, WATSONVILLE, CA 95076-9667

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2021
Property Address	805 WHITE RD, WATSONVILLE, CA 95076-9667
Document Number	0000036101
Map Reference	MB 3 PG 10
Instrument Date	Jul 23, 2020
Instrument	2021-0036101
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 WHITE RD, WATSONVILLE, CA 95076-9667

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,344 (+2%) Land $161,676 Building $459,668
2025	$7,615.00 (+13.5%) Homeowner's exemption	$609,161 (+4.04%) Land $158,506 Building $450,655
2023	$6,709.00 (+1.88%) Homeowner's exemption	$585,506 Land $152,351 Building $433,155	$2,283,480
2022	$6,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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