Santa Cruz County property record for 595 White Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,961 sqft · built 1986 |
| Lot Size | 7.21 acres (314,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500 (Sep 1994) |
| Tax Bill | $7,120 (2025) |
| Deeds & Mortgages | May 2021 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-022-56 |
| Primary APN | 049-022-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 3 Rooms |
| Building Area | 3,961 sqft Living Area |
| Gross Area | 6,521 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 314,503 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,158 sqft |
| Patio Area | 1,158 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 595 WHITE RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAGUNA DE LAS CALABASAS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 122402 |
Source: Santa Cruz County records · APN 049-022-56
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 595 WHITE RD, WATSONVILLE, CA 95076-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Intrafamily Transfer, Transfer STEWART TITLE OF CA INC |
| May 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 18, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 1994 · Amount on Record |
| Deed Sale | Sep 30, 1994 · Amount on Record |
| Deed Document Number | 199466907 |
| Deed Book / Page | 5577 / 240 |
| Last Transfer Date | May 07, 2021 |
| Transfer Doc | 0000027786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 17, 2021 |
| Property Address | 595 WHITE RD, WATSONVILLE, CA 95076-9622 |
| Document Number | 0000027786 |
| Map Reference | MB 28 PG 24 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021-0027786 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 595 WHITE RD, WATSONVILLE, CA 95076-9622 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 14, 2021 |
| Property Address | 595 WHITE RD, WATSONVILLE, CA 95076-9622 |
| Document Number | 0000027681 |
| Map Reference | MB 28 PG 24 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021-0027681 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 595 WHITE RD, WATSONVILLE, CA 95076-9622 |
| Document Number | 0000027682 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0027682 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 595 WHITE RD, WATSONVILLE, CA 95076-9622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000023516 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2017-0023516 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 06, 2047 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,214 (+2%) Land $126,856 Building $451,358 | ||
| 2025 | $7,120.00 (+13.57%) Homeowner's exemption | $566,877 (+4.04%) Land $124,369 Building $442,508 | |
| 2023 | $6,269.00 (+1.89%) Homeowner's exemption | $544,864 Land $119,539 Building $425,325 | $2,777,310 |
| 2022 | $6,153.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871224022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023, rainfall accumulation, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 58% of the US · above 34% of California |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
May also be available at this address: Verizon, Etheric Communications, LLC., T-Mobile USA, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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