805 Watson Rd, Loudon, TN 37774 Property Records

Loudon County property record for 805 Watson Rd, Loudon, TN 37774

Property Summary

Property Type	Mobile Home
Details	928 sqft · built 2017
Lot Size	10.7 acres (466,963 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,500 (Mar 2022)
Tax Bill	$630 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`057-087.01`

Property Details

APN / Parcel Number

Primary APN	`057-087.01`
Alternative APNs	`0105705708701` `053057 08701`

Interior

Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Lot Area	466,963 sqft (10.7 acres)
Terrain	Rolling

Exterior Amenities

Porch	Screened/Unfinished Porch
Deck Area	256 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	805 WATSON RD
City	LOUDON
State	TN
Zip	37774-3813
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A2
Legal Description	PB: I PG: 22
Legal Subdivision	ONE LOT SUBDIVISION
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2016
Census Tract	60502

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 WATSON RD, LOUDON, TN 37774-3813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMONWEALTH CREDIT UNION
Jul 24, 2017	Warranty Deed, Transfer TITLE ONE/LENOIR CITY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Jan 5, 2010 · Amount on Record
Deed Document Number	20223114
Deed Book / Page	446 / 598
Transfer Doc	0353000365
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 15, 2022
Property Address	805 WATSON RD, LOUDON, TN 37774-3813
Document Number	0D0446/598
Book / Page	D0446 / 598
Instrument Date	Mar 11, 2022
Instrument	22003114
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8112 BELL RD N, LOUDON, TN 37774-4862
Investor	Possibly a Property Investor

Mortgage

Document Number	0022003115
Date	Mar 15, 2022
Instrument	22003115

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 11, 2032

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 24, 2017
Property Address	805 WATSON RD, LOUDON, TN 37774-3813
Document Number	0000006198
Book / Page	000395 / 000674
Instrument Date	Jul 19, 2017
Instrument	6198
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	TITLE ONE/LENOIR CITY INC

Transaction

Amount	Amount Recorded
Tax	$288.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3808 E CENTERPOINT RD PRESTON GA 318248041, PRESTON, GA 31824-8041

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00	$35,600 (-) Land $20,825 Building $14,775	$142,400 (-) Land $83,300 Building $59,100
2024	$630.00	$35,600 (-) Land $20,825 Building $14,775
2023		$35,600 Land $20,825 Building $14,775
2021			$142,400 Land $83,300 Building $59,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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