Loudon County property record for 1275 Watson Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,478 sqft · built 2021 |
| Lot Size | 6.39 acres (278,348 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Oct 2017) |
| Tax Bill | $2,222 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-087.02 |
| Primary APN | 057-087.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 3,625 sqft |
| 1st Floor Area | 2,478 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 278,348 sqft (6.39 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 895 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Deck Area | 216 sqft |
| Stable | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1275 WATSON RD |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PB: I PG: 22 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 60502 |
1275 Watson Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Loudon County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1275 WATSON RD, LOUDON, TN 37774-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KNOXVILLE TVA EMPLOYEES CU |
| Oct 18, 2017 | Warranty Deed, Transfer TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on File |
| Deed Sale | Oct 18, 2017 · Amount on File |
| Prior Sale | Jan 5, 2010 · Amount on File |
| Deed Document Number | 20179013 |
| Deed Book / Page | 398 / 193 |
| Prior Transfer Date | Feb 22, 2012 |
| Prior Transfer Doc | 00D353/365 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 1275 WATSON RD, LOUDON, TN 37774-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T1579/908 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | T1579/908 |
| Instrument | 22001346 |
| Name | KNOXVILLE TVA EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KNOXVILLE, TN 37932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Oct 18, 2017 |
| Property Address | 1275 WATSON RD, LOUDON, TN 37774-3804 |
| Document Number | 0000009013 |
| Book / Page | 000398 / 000193 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 9013 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 138 BURTON DR SLIPPERY ROCK PA 160575302, SLIPPERY ROCK, PA 16057-5302 |
The 2025 property tax bill for 1275 Watson Rd was $2,222.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,222.00 | $125,675 (-) Land $16,625 Building $109,050 | $502,700 Land $66,500 Building $436,200 |
| 2024 | $2,222.00 | $125,675 (-) Land $16,625 Building $109,050 | |
| 2023 | $125,675 Land $16,625 Building $109,050 | ||
| 2021 | $502,700 Land $66,500 Building $436,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1275 Watson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1275 Watson Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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