805 Towne St, Costa Mesa, CA 92627 Property Records

Orange County property record for 805 Towne St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,130 sqft · built 1955
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Nov 2023)
Tax Bill	$14,447 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`424-182-19`

Property Details

APN / Parcel Number

Primary APN	`424-182-19`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,500 sqft (0.241 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	805 TOWNE ST
City	COSTA MESA
State	CA
Zip	92627-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2679 BLK LOT 22 TR 2679 LOT 22 ALL -EX WLY 20 FT-
Legal Subdivision	TRACT 2679
Legal Tract	2679
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1003
Census Tract	63604

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15522 ORCHID AVE, TUSTIN, CA 92782-1932
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2023	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jul 14, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	2023271354
Prior Transfer Date	Jul 15, 2016
Prior Transfer Doc	0000325634
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	805 TOWNE ST, COSTA MESA, CA 92627-3509
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15522 ORCHID AVE, TUSTIN, CA 92782-1932

Mortgage

Document Number	0000001642
Date	Jan 5, 2026
Instrument	2026000001642

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 6, 2023
Property Address	805 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000271354
Map Reference	MB 78 PG 50
Instrument Date	Oct 24, 2023
Instrument	2023000271354
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15522 ORCHID AVE, TUSTIN, CA 92782-1932

Mortgage

Document Number	0000271355
Date	Nov 6, 2023
Instrument	2023000271355

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 14, 2023
Property Address	805 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000169256
Map Reference	MB 78 PG 50
Instrument Date	Jun 29, 2023
Instrument	2023000169256
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 LANAI DR, COSTA MESA, CA 92626-3507

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	805 TOWNE ST, COSTA MESA, CA 92627-3509
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093149
Date	Mar 16, 2018
Instrument	2018000093149

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	805 TOWNE ST, COSTA MESA, CA 92627-3509
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171926
Date	Apr 16, 2020
Instrument	2020000171926

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	805 TOWNE ST, COSTA MESA, CA 92627-3509
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 TOWNE ST, COSTA MESA, CA 92627-3509

Mortgage

Document Number	0000016204
Date	Jan 8, 2021
Instrument	2021000016204

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,300,500 (+2%) Land $1,156,002 Building $144,498
2025	$14,447.00 (+47.07%)	$1,275,000 (+48.89%) Land $1,133,335 Building $141,665
2023	$9,823.00 (+2.87%) Homeowner's exemption	$856,346 (+2%) Land $726,782 Building $129,564
2022	$9,549.00 Homeowner's exemption	$839,555 Land $712,531 Building $127,024

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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