823 Towne St, Costa Mesa, CA 92627 Property Records

Orange County property record for 823 Towne St, Costa Mesa, CA 92627

Property Summary

Property Type	Commercial
Details	8 bd · 4 ba · 2,633 sqft · built 1955
Lot Size	0.191 acres (8,299 sqft)
Owner	Company Name on File
Last Sale	$1,415,000 (Mar 2022)
Tax Bill	$18,286 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`424-182-16`

Property Details

APN / Parcel Number

Primary APN	`424-182-16`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,633 sqft Gross Area
1st Floor Area	2,633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	8,299 sqft (0.191 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	823 TOWNE ST
City	COSTA MESA
State	CA
Zip	92627-3509
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N TR 2679 BLK LOT 25
Legal Subdivision	TRACT NO 2679
Legal Tract	2679
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1003
Census Tract	63604

Owner

823 Towne St, a commercial property, is owned by a company that acquired it in March 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	27702 CROWN VALLEY PKWY, LADERA RANCH, CA 92694-0608
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Jul 21, 2023	Deed of Trust, Mortgage · SBA Mortgage CELTIC BANK CORPORATION
May 2, 2022	Grant Deed, Transfer
Mar 4, 2022	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 31, 2021	Intrafamily Transfer, Transfer
Feb 9, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage ADOBE OIL DEVELOPMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	May 9, 2014 · Amount on File
Deed Document Number	202286991
Last Transfer Date	Mar 18, 2022
Transfer Doc	0000166248
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 29, 2026
Property Address	823 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000186301
Instrument Date	Jun 26, 2026
Instrument	2026186301
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000186301,
Date	Jun 29, 2026
Instrument	2026186301

Lender

Name	BOKF NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	823 TOWNE ST, COSTA MESA, CA 92627-3509
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176598
Date	Jul 21, 2023
Instrument	2023000176598

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 20, 2048

Interest

Rate Type	Adjustable Rate

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 2, 2022
Property Address	823 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000166248
Map Reference	MB 78 PG 50
Instrument Date	Mar 18, 2022
Instrument	2022000166248
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 TOWNE ST, COSTA MESA, CA 92627-3509

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 4, 2022
Property Address	823 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000086991
Map Reference	MB 78 PG 50
Instrument Date	Dec 2, 2021
Instrument	2022000086991
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 TOWNE ST, COSTA MESA, CA 92627-3509

Mortgage

Document Number	0000086992
Date	Mar 4, 2022
Instrument	2022000086992

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	823 TOWNE ST, COSTA MESA, CA 92627-3509
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SUMMIT, IRVINE, CA 92603-3625

Mortgage

Document Number	0000263606
Date	Apr 20, 2021
Instrument	2021000263606

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2021
Property Address	823 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000547282
Map Reference	MB 78 PG 50
Instrument Date	Apr 23, 2021
Instrument	2021000547282
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SUMMIT, IRVINE, CA 92603-3625

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 9, 2021
Property Address	823 TOWNE ST, COSTA MESA, CA 92627-3509
Document Number	0000092979
Map Reference	MB 78 PG 50
Instrument Date	Feb 5, 2021
Instrument	2021000092979
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SUMMIT, IRVINE, CA 92603-3625

Mortgage

Document Number	0000092980
Date	Feb 9, 2021
Instrument	2021000092980

Lender

Name	ADOBE OIL DEVELOPMENT CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 823 Towne St was $18,286, up 2.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,531,641 (+2%) Land $1,315,156 Building $216,485
2025	$18,286.00 (+2.66%)	$1,501,609 Land $1,289,368 Building $212,241
2024	$17,812.00 (+3.69%)
2023	$17,178.00 (+70.43%)	$1,443,300 Land $1,239,300 Building $204,000
2022	$10,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 823 Towne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 823 Towne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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