805 Phanor Dr, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 805 Phanor Dr, Richmond, CA 94806

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 974 sqft · built 1950
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Apr 2018)
Tax Bill$6,995 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jul 2020 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN408-012-030-8

Property Details

APN / Parcel Number

Primary APN408-012-030-8
Alternative APN
  • 408-012-030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area974 sqft Living Area
1st Floor Area974 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address805 PHANOR DR
CitySAN PABLO
StateCA
Zip94806-1772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPARCHESTER VILLAGE #1 288
Legal SubdivisionPARCHESTER VILLAGE 01
Legal Lot Number288
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1028
Census Tract392201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address805 PHANOR DR, SAN PABLO, CA 94806-1772
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 11, 2018Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 19, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 19, 2017Grant Deed, Transfer
RANDD LLC
May 25, 2017Affidavit of Death, Transfer
ATTORNEY ONLY
May 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
May 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2018 · Amount on Record
Deed SaleApr 11, 2018 · Amount on Record
Prior SaleSep 19, 2017 · Amount on Record
Deed Document Number201855560
Prior Transfer DateSep 15, 2017
Prior Transfer Doc0000170241
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 PHANOR DR, SAN PABLO, CA 94806-1772

Mortgage

Document Number0000011525
DateFeb 5, 2026
Instrument2026- 011525
Lender
NameBANK OF AMERICA NA
TypeBank
Address100 N TRYON ST, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 27, 2056
Interest
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156544
DateJul 30, 2020
Instrument2020-156544
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 11, 2018
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Document Number0000055560
Map ReferenceMB 38 PG 48
Instrument DateApr 4, 2018
Instrument2018-055560
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address805 PHANOR DR, RICHMOND, CA 94806-1772

Mortgage

Document Number0000055561
DateApr 11, 2018
Instrument2018-055561
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 19, 2017
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Document Number0000170241
Instrument DateSep 15, 2017
Instrument170241
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2457 OTOOLE WAY SAN PABLO CA 948061442, SAN PABLO, CA 94806-1442

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 19, 2017
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Document Number0000170242
Instrument DateSep 13, 2017
Instrument170242
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$313.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address749 MARJORAM DR BRENTWOOD CA 945132366, BRENTWOOD, CA 94513-2366
InvestorPossibly a Property Investor

Mortgage

Document Number170243
DateSep 19, 2017
Instrument170243
Lender
NameRANDD LLC
Address2150 PORTOLA AVE # D125, LIVERMORE, CA 94551-1784
Agreement
AmountAmount Recorded

May 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateMay 25, 2017
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Document Number0000093281
Instrument DateMay 16, 2017
Instrument93281
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2457 OTOOLE WAY SAN PABLO CA 948061442, SAN PABLO, CA 94806-1442

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 25, 2017
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Document Number0000093283
Instrument DateMay 16, 2017
Instrument93283
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2457 OTOOLE WAY SAN PABLO CA 948061442, SAN PABLO, CA 94806-1442

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 25, 2017
Property Address805 PHANOR DR, RICHMOND, CA 94806-1772
Document Number0000093282
Instrument DateMay 16, 2017
Instrument93282
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2457 OTOOLE WAY SAN PABLO CA 948061442, SAN PABLO, CA 94806-1442

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$423,607 (+2%) Land $301,749 Building $121,858
2025$6,995.00 (-4.87%) Homeowner's exemption$415,302 (+4.04%) Land $295,833 Building $119,469
2023$7,353.00 (+11.73%) Homeowner's exemption$399,178 Land $284,347 Building $114,831
2022$6,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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