804 Phanor Dr, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 804 Phanor Dr, Richmond, CA 94806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,546 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2017)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`408-022-024-9`

Property Details

APN / Parcel Number

Primary APN	`408-022-024-9`
Alternative APN	`408-022-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	804 PHANOR DR
City	SAN PABLO
State	CA
Zip	94806-1773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCHESTER VILLAGE #1 LOT 283
Legal Subdivision	PARCHESTER VILLAGE 01
Legal Lot Number	283
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1027
Census Tract	392201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 PHANOR DR, SAN PABLO, CA 94806-1773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 28, 2017	Quit Claim Deed, Transfer CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	2017243711
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	0000243711
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	804 PHANOR DR, RICHMOND, CA 94806-1773
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 PHANOR DR, SAN PABLO, CA 94806-1773

Mortgage

Document Number	0000137594
Date	May 7, 2021
Instrument	2021-137594

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 28, 2017
Property Address	804 PHANOR DR, RICHMOND, CA 94806-1773
Document Number	0000243711
Instrument Date	Dec 13, 2017
Instrument	243711
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	804 PHANOR DR RICHMOND CA 948061773, RICHMOND, CA 94806-1773

Mortgage

Document Number	243712
Date	Dec 28, 2017
Instrument	243712

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$262,565 (+2%) Land $93,772 Building $168,793
2025	$4,887.00 (+4.67%)	$257,418 (+4.04%) Land $91,934 Building $165,484
2023	$4,669.00 (+1.7%)	$247,424 Land $88,365 Building $159,059
2022	$4,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

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