INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
805 LEMON AVE, EL CAJON, CA 92020-5817
May 2022: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 9, 2022
Property Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Document Number
0000200021
Map Reference
MAP 1636
Instrument Date
Mar 30, 2022
Instrument
2022-0200021
Transaction Type
Transfer
Record Updated
Jun 15, 2023
Title Company
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Mortgage
Document Number
0000200023
Date
May 9, 2022
Instrument
2022-0200023
Lender
Name
OPTIFUND INVESTMENT GROUP INC
Type
Non-Lending Institution
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
November 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
SERVICELINK
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Mortgage
Document Number
0000677852
Date
Nov 2, 2020
Instrument
2020-0677852
Lender
Name
PENNYMAC LOAN SERVICES LLC
Type
Mortgage Company
Address
WESTLAKE VILLAGE, CA 91361
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
359 Months
Due
Oct 1, 2050
November 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 5, 2019
Property Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Document Number
0000505985
Instrument Date
Oct 24, 2019
Instrument
505985
Transaction Type
Transfer
Record Updated
Nov 14, 2019
Title Company
UNISOURCE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
805 LEMON AVE EL CAJON CA 920205817, EL CAJON, CA 92020-5817
Mortgage
Document Number
505986
Date
Nov 5, 2019
Instrument
505986
Lender
Name
LADERA LNDG
Address
LADERA RANCH, CA 92694
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 4, 2049
November 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 5, 2019
Property Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Document Number
0000505987
Instrument Date
Oct 24, 2019
Instrument
505987
Transaction Type
Transfer
Record Updated
Nov 14, 2019
Title Company
UNISOURCE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
805 LEMON AVE EL CAJON CA 920205817, EL CAJON, CA 92020-5817
May 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 10, 2018
Property Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Document Number
0000187735
Instrument Date
May 3, 2018
Instrument
187735
Transaction Type
Transfer
Record Updated
May 18, 2018
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
805 LEMON AVE EL CAJON CA 920205817, EL CAJON, CA 92020-5817
May 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 9, 2018
Property Address
805 LEMON AVE, EL CAJON, CA 92020-5817
Document Number
0000187070
Instrument Date
May 3, 2018
Instrument
187070
Transaction Type
Transfer
Record Updated
May 21, 2018
Title Company
WFG NATIONAL TITLE COMPANY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
805 LEMON AVE EL CAJON CA 920205817, EL CAJON, CA 92020-5817
Mortgage
Document Number
187071
Date
May 9, 2018
Instrument
187071
Lender
Name
LADERA LNDG
Address
LADERA RANCH, CA 92694
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 8, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 805 Lemon Ave was $8,867.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
El Cajon City
Elementary School District
Cajon Valley Union Elementary School District (KG - 08)
Secondary School District
Grossmont Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$692,750 (+2%)Land $319,019Building $373,731
2025
$8,867.00
$679,167Land $312,764Building $366,403
2023
$7,812.00 (+377.51%)
$594,000Land $273,000Building $321,000
2022
$1,636.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 805 Lemon Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (2010)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 805 Lemon Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source
Surface water
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
Starlink Satellite
280 / 30
May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.