775 Lemon Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 775 Lemon Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,018 sqft · built 1990
Lot Size	0.204 acres (8,900 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Apr 2021)
Tax Bill	$7,539 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-012-51-00`

Property Details

APN / Parcel Number

Primary APN	`492-012-51-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,018 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	8,900 sqft (0.204 acres)

Location & Zoning

Street Address	775 LEMON AVE
City	EL CAJON
State	CA
Zip	92020-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 75 PAR 3 PER DOC79-272478 IN TR 001636
Legal Subdivision	EL CAJON ACRES
Legal Tract	001636
Legal Block	3
Legal Lot Number	75
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	775 LEMON AVE, EL CAJON, CA 92020-4939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage ONETRUST HM LOANS
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage ONETRUST HM LOANS
Aug 4, 2017	Grant Deed, Transfer · VA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2021260215
Prior Transfer Date	May 21, 2015
Prior Transfer Doc	0000274688
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2021
Property Address	775 LEMON AVE, EL CAJON, CA 92020-4939
Document Number	0000260215
Map Reference	MAP 1636
Instrument Date	Mar 16, 2021
Instrument	2021-0260215
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 232276, SAN DIEGO, CA 92193-2276

Mortgage

Document Number	0000260216
Date	Apr 2, 2021
Instrument	2021-0260216

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	775 LEMON AVE, EL CAJON, CA 92020-4939
Document Number	0000379536
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	775 LEMON AVE EL CAJON CA 920204939, EL CAJON, CA 92020-4939

Mortgage

Document Number	0000379536
Date	Jul 15, 2020
Instrument	379536

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	775 LEMON AVE, EL CAJON, CA 92020-4939
Document Number	0000393013
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	775 LEMON AVE EL CAJON CA 920204939, EL CAJON, CA 92020-4939

Mortgage

Document Number	0000393013
Date	Sep 10, 2019
Instrument	393013

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2017
Property Address	775 LEMON AVE, EL CAJON, CA 92020-4939
Document Number	0000353577
Instrument Date	Jul 19, 2017
Instrument	353577
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	775 LEMON AVE EL CAJON CA 920204939, EL CAJON, CA 92020-4939

Mortgage

Document Number	353578
Date	Aug 4, 2017
Instrument	353578

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,281 (+2%) Land $496,834 Building $121,447
2025	$7,539.00 (+1.66%) Homeowner's exemption	$606,159 (+4.04%) Land $487,093 Building $119,066
2023	$7,416.00 (+0.84%) Homeowner's exemption	$582,624 Land $468,180 Building $114,444
2022	$7,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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