805 Grace Point Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 805 Grace Point Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,448 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2015)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2017 Mortgage
APN	`03-23-0-104-014`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-104-014`

Interior

Full Baths	4 Baths
Building Area	1,448 sqft Living Area
Upper Floors Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	420 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	805 GRACE POINT CT
City	O FALLON
State	IL
Zip	62269-6970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS LOT 377 A02478512
Legal Subdivision	SAVANNAH HILLS
Legal Block	104
Legal Lot Number	377
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 GRACE POINT CT, O FALLON, IL 62269-6970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO
Feb 24, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Prior Sale	Jan 11, 2006 · Amount on Record
Deed Document Number	20152478512
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	805 GRACE POINT CT, O FALLON, IL 62269-6970
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02694675
Date	Apr 7, 2021
Instrument	A02694675

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	805 GRACE POINT CT, O FALLON, IL 62269-6970
Document Number	00A2528543
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	805 GRACE POINT CT O FALLON IL 622696970, O FALLON, IL 62269-6970

Mortgage

Document Number	00A2528543
Date	Mar 1, 2017
Instrument	2528543

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$102,991 (+38.61%) Land $23,361 Building $79,630	$308,973 (+38.61%) Land $70,083 Building $238,890
2022	$74,302 Land $18,400 Building $55,902	$222,906 Land $55,200 Building $167,706

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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