804 Grace Point Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 804 Grace Point Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,216 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jul 2022 Mortgage Jul 2017 Sale & Mortgage
APN	`03-23-0-104-037`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-104-037`
Alternative APN	`03230104021`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,216 sqft Living Area
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	804 GRACE POINT CT
City	O FALLON
State	IL
Zip	62269-6970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS PT LT 374 & 375 A02753634
Legal Subdivision	SAVANNAH HILLS
Legal Block	104
Legal Lot Number	374,375
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 GRACE POINT CT, O FALLON, IL 62269-6970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 13, 2017	Warranty Deed, Transfer · VA Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022
Deed Sale	Jul 20, 2022
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	20222753634
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0002753634
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jul 20, 2022
Property Address	804 GRACE POINT CT, O FALLON, IL 62269-6970
Document Number	0A02753634
Instrument Date	Jul 12, 2022
Instrument	A02753634
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 GRACE POINT CT, 804, O FALLON, IL 62269-6970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 GRACE POINT CT, O FALLON, IL 62269-6970

Mortgage

Document Number	0A02753635
Date	Jul 20, 2022
Instrument	A02753635

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 13, 2017
Property Address	804 GRACE POINT CT, O FALLON, IL 62269-6970
Document Number	00A2543289
Instrument Date	Jul 7, 2017
Instrument	2543289
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PSC 1 #754 SCOTT AFB IL 62226, SCOTT AFB, IL 62226

Mortgage

Document Number	A2543290
Date	Jul 13, 2017
Instrument	2543290

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$124,911 (+10.11%) Land $24,128 Building $100,783	$374,733 (+10.11%) Land $72,384 Building $302,349
2024	$113,442 (+21.8%) Land $21,913 Building $91,529	$340,326 (+21.8%) Land $65,739 Building $274,587
2022	$93,136 Land $19,003 Building $74,133	$279,408 Land $57,009 Building $222,399

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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