Harrison County property record for 805 Elder St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1910 |
| Lot Size | 0.171 acres (7,448 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $32 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1410C-03-085.000 |
| Primary APN | 1410C-03-085.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Adjusted Area |
| 1st Floor Area | 984 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,448 sqft (0.171 acres) |
| Lot Dimensions | 76 ft deep x 98 ft wide |
| Utility Building | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 805 ELDER ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 X 76 FT BEING BOUNDED ON N BY ELDER ST E BY MAGNOLIA ST W BY TRAHAN S BY PARKER PART OF SEC BLK 109 CITY OF BILOXI PAR |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | HARRISON COUNTY |
| Legal Block | 109 |
| Legal Lot Number | 98 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 3901 |
Source: Harrison County assessment roll, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 ELDER ST, BILOXI, MS 39530-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 6, 2024 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 6, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 6, 2024 |
| Deed Sale | May 6, 2024 |
| Prior Sale | May 6, 2024 · Amount on Record |
| Deed Document Number | 20242590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 805 ELDER ST, BILOXI, MS 39530-2127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 805 ELDER ST, BILOXI, MS 39530-2127 |
| Document Number | 20260000519TJ2 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026-0000519-T-J2 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 6, 2024 |
| Property Address | 805 ELDER ST, BILOXI, MS 39530-2127 |
| Document Number | 20240002590DJ2 |
| Instrument Date | May 3, 2024 |
| Instrument | 2024-0002590-D-J2 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8424 WEST ST, OCEAN SPRINGS, MS 39565-9404 |
| Name | Verified Name |
|---|---|
| Address | 805 ELDER ST, BILOXI, MS 39530-2127 |
| Document Number | 20240002591TJ2 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 2024-0002591-T-J2 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 6, 2024 |
| Property Address | 805 ELDER ST, BILOXI, MS 39530-2127 |
| Document Number | 20240002589DJ2 |
| Instrument Date | May 2, 2024 |
| Instrument | 2024-0002589-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8424 WEST ST, OCEAN SPRINGS, MS 39565-9404 |
| Name | Verified Name |
|---|---|
| Address | 805 ELDER ST, BILOXI, MS 39530-2127 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32.00 (-97.5%) Homeowner's exemption | $7,791 (-32.58%) | $77,918 (+1.14%) Land $13,984 Building $63,934 |
| 2024 | $1,280.00 (-67.86%) | ||
| 2023 | $3,983.00 (+214.12%) | $11,556 | $77,037 Land $13,984 Building $63,053 |
| 2022 | $1,268.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 8 (2005–2023) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
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