774 Elder St, Biloxi, MS 39530 Property Records

Harrison County property record for 774 Elder St, Biloxi, MS 39530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,738 sqft · built 1960
Lot Size0.466 acres (20,301 sqft)
OwnerIndividual Name on File
Tax Bill$914 (2025)
Flood ZoneZone AE (high risk)
APN1410C-03-039.000

Property Details

APN / Parcel Number

Primary APN1410C-03-039.000
Alternative APN
  • 010487

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,738 sqft Adjusted Area
1st Floor Area1,714 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,301 sqft
Lot Dimensions201 ft deep x 101 ft wide
Utility Building216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number010487
Street Address774 ELDER ST
CityBILOXI
StateMS
Zip39530-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT FRONTING 100 FT ON ELDER ST APPROX 116 FT E OF PARKER ST
Legal Range09
Legal Township07
Legal Section28
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group1
Census Block1018
Census Tract3901

Owner

Source: Harrison County records · APN 1410C-03-039.000

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address774 ELDER ST, BILOXI, MS 39530-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2007
Deed SaleAug 30, 2007
Deed Document Number2007-0003353-D-J2
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$914.00 (+4.82%) Homeowner's exemption$10,001 (+4.6%)$100,005 (+4.6%) Land $21,128 Building $78,877
2024$872.00 (+1.51%)
2023$859.00 Homeowner's exemption$9,561$95,608 Land $21,128 Building $74,480
2022$859.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), as of April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470039011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 138 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies138 in force
Nearby Flood Claims8 (2005–2023)
Claims Outside the SFHA1 of 8
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Katrina, Aug 2005 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Telapex
Fixed Wireless
100 / 20

Based on FCC filings for 395 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0240084, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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