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805 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 805 E 9th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 2023
Lot Size0.128 acres (5,575 sqft)
OwnerIndividual Name on Record
Last Sale$235,900 (Feb 2024)
Tax Bill$2,517 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17147-010-000

Property Details

APN / Parcel Number

Primary APN17147-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,575 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
DrivewayDriveway
Driveway Area480 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address805 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC03
Legal DescriptionGLENWOOD ADD LOT 13 BLK 11 SUBJ TO ESMT ORB 4777 P 408
Legal SubdivisionGLENWOOD ADD
Legal Block11
Legal Lot Number13
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4025
Census Tract1600

Owner

Source: Bay County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address805 E 9TH ST, PANAMA CITY, FL 32401-3429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Deed Document Number202410803
Deed Book / Page4777 / 408
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 27, 2024
Property Address805 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number0047770408
Book / Page4777 / 408
Map ReferenceMB 4 PG 13
Instrument DateFeb 26, 2024
Instrument2024010803
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,651.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 MARIN DR, PANAMA CITY, FL 32405-4257

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 E 9TH ST, PANAMA CITY, FL 32401-3429

Mortgage

Document Number0004777410
DateFeb 27, 2024
Instrument4777/410
Lender
NameHOMEFI CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,517.00 (-35.61%) Homeowner's exemption$201,434 (+1,803.19%) Land $12,544 Building $188,890$201,434 (+1,803.19%) Land $12,544 Building $188,890
2024$3,909.00 (+965.12%)
2023$367.00 (+213.68%)$10,584 (+34.33%) Land $10,584$10,584 (+34.33%) Land $10,584
2022$117.00$7,879 Land $7,879$7,879 Land $7,879

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2023
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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