803 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 803 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 2023
Lot Size	0.128 acres (5,575 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2023)
Tax Bill	$150 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17147-000-000`

Property Details

APN / Parcel Number

Primary APN	`17147-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,575 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Driveway	Driveway
Driveway Area	480 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	803 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	GLENWOOD ADD LOT 12 BLK 11 SUBJ TO ESMT ORB 4649 P 20
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	11
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4025
Census Tract	1600

Owner

Source: Bay County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 E 9TH ST, PANAMA CITY, FL 32401-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Apr 25, 2022	Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE
Mar 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	20232991
Deed Book / Page	4649 / 20
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0042301295
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 18, 2023
Property Address	803 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number	0046490020
Book / Page	4649 / 20
Map Reference	MB 4 PG 13
Instrument Date	Jan 13, 2023
Instrument	2023002991
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 MARIN DR, PANAMA CITY, FL 32405-4257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 9TH ST, PANAMA CITY, FL 32401-3429

Mortgage

Document Number	0000464922
Date	Jan 18, 2023
Instrument	4649/22

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0046490037
Date	Jan 18, 2023
Book Page	4649/37
Instrument	2023002993

Lender

Name	CITY OF PANAMA CITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 25, 2022
Property Address	803 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number	0045541233
Book / Page	4554 / 1233
Map Reference	MB 4 PG 13
Instrument Date	Apr 22, 2022
Instrument	2022030401
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount Recorded
Tax	$327.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 LINCOLN DR, PANAMA CITY, FL 32401-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MARIN DR, PANAMA CITY, FL 32405-4257

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 9, 2020
Property Address	803 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number	0042301295
Book / Page	004230 / 001295
Instrument Date	Mar 9, 2020
Instrument	17709
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 LINCOLN DR PANAMA CITY FL 324012848, PANAMA CITY, FL 32401-2848

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,730 (+1,739.85%)	$200,939 (+1,798.52%) Land $12,544 Building $188,395
2024	$150.00 (-59.13%)
2023	$367.00 (+12.92%)	$10,584 (+34.33%) Land $10,584	$10,584 (+34.33%) Land $10,584
2022	$325.00	$7,879 Land $7,879	$7,879 Land $7,879

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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