8045 Cristobal Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 8045 Cristobal Ave, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,981 sqft · built 1953
Lot Size0.942 acres (41,035 sqft)
OwnerCompany Name on Record
Last Sale$410,000 (Aug 2002)
Tax Bill$8,196 (2025)
Deeds & MortgagesDec 2017 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN056-091-043

Property Details

APN / Parcel Number

Primary APN056-091-043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,981 sqft Living Area
1st Floor Area1,981 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Lot Area41,035 sqft (0.942 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address8045 CRISTOBAL AVE
CityATASCADERO
StateCA
Zip93422-5163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFY
Legal DescriptionCY ATAS ATAS COL PM 34/99 PAR 1
Legal SubdivisionPARCEL MAP AT-83-170
Legal Block4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group4
Census Block4003
Census Tract12601

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8045 CRISTOBAL AVE, ATASCADERO, CA 93422-5163
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2002 · Amount on Record
Deed SaleAug 21, 2002 · Amount on Record
Deed Document Number200268376
Last Transfer DateDec 20, 2013
Transfer Doc0000000035
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address8045 CRISTOBAL AVE, ATASCADERO, CA 93422-5163
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE ORANGE COUNTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058186
DateDec 19, 2017
Instrument2017058186
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2038

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address8045 CRISTOBAL AVE, ATASCADERO, CA 93422-5163
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026829
DateJun 2, 2020
Instrument2020026829
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$678,018 (+2%) Land $265,903 Building $412,115
2025$8,196.00 (+5.92%) Homeowner's exemption$664,725 (+4.04%) Land $260,690 Building $404,035
2023$7,738.00 (+2.41%) Homeowner's exemption$638,915 Land $250,568 Building $388,347
2022$7,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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