8044 Vesper Ter, Lake Tomahawk, WI 54539 Property Records

Oneida County property record for 8044 Vesper Ter, Lake Tomahawk, WI 54539

Property Summary

Property Type	Single Family Home
Lot Size	1.49 acres (64,904 sqft)
Owner	Trust Name on File
Last Sale	$23,500 (Jun 2024)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LT 181 13`

Property Details

APN / Parcel Number

Primary APN	`LT 181 13`

Exterior

Lot Area	64,904 sqft (1.49 acres)

Location & Zoning

Street Address	8044 VESPER TER
City	LAKE TOMAHAWK
State	WI
Zip	54539-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 853114/847121 PT GL 5 LOT 1 CSM V27 P5547 1.49SA & 1/16 INT OL 1 CSM V16 P3712 (LT-181-18)
Legal Range	07E
Legal Township	38N
Legal Section	15
Legal Subdivision	CERTIFIED SURVEY MAP NO 3711
Legal Lot Number	11
Jurisdiction	ONEIDA WI
Township / Civil Division	LAKE TOMAHAWK
Census Block Group	3
Census Block	3000
Census Tract	970900

Owner

8044 Vesper Ter is owner-occupied and held in a trust since June 2024.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Trust Name on File
Mailing Address	8044 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · ARM TOMAHAWK COMMUNITY BANK
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOMAHAWK COMMUNITY BANK
Jun 20, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 12, 2023	Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Prior Sale	Oct 12, 2023 · Amount on File
Deed Document Number	2024853114
Prior Transfer Date	May 31, 2024
Prior Transfer Doc	0000853114
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8044 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000797551
Date	Sep 16, 2019
Instrument	797551

Lender

Name	TOMAHAWK COMMUNITY BANK
Type	Bank
Address	TOMAHAWK, WI 54487

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Margin	1
Max Rate	9.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8044 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000815037
Date	Dec 30, 2020
Instrument	815037

Lender

Name	TOMAHAWK COMMUNITY BANK
Type	Bank
Address	TOMAHAWK, WI 54487

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA WI
Recording Date	Jun 20, 2024
Property Address	8044 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Document Number	0000853114
Map Reference	VOL 27 PG 5547
Instrument Date	May 31, 2024
Instrument	853114
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 12, 2023
Property Address	8044 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Document Number	0000847121
Map Reference	DOC 678145
Instrument Date	Oct 12, 2023
Instrument	847121
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount on Record
Tax	$2,175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2954 E PRINCETON AVE, EAU CLAIRE, WI 54703-1329

Tax Assessment & Valuation

The 2025 property tax bill for 8044 Vesper Ter was $5,213.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Lake Tomahawk Town
Secondary School District	Lakeland Union High School District (09 - 12)
Elementary School District	Minocqua Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,213.00	$745,300 Land $226,600 Building $518,700	$833,528 Land $253,425 Building $580,103
2023	$4,728.00 (+15.43%) Homeowner's exemption	$654,000 (+92.69%) Land $222,800 Building $431,200
2022	$4,096.00 Homeowner's exemption	$339,400 Land $132,600 Building $206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8044 Vesper Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8044 Vesper Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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