8020 Vesper Ter, Lake Tomahawk, WI 54539 Property Records

Oneida County property record for 8020 Vesper Ter, Lake Tomahawk, WI 54539

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Apr 2021)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LT 181 9`

Property Details

APN / Parcel Number

Primary APN	`LT 181 9`

Exterior

Lot Area	122,839 sqft (2.82 acres)

Location & Zoning

Street Address	8020 VESPER TER
City	LAKE TOMAHAWK
State	WI
Zip	54539-9112
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DOC 819119/785954 PT G.L. 5 2.82A LOT 7 CSM V16 P3710 & 1/16 INT OL 1 CSM V16 P3712 (LT-181-18)SM L3287
Legal Range	07E
Legal Township	38N
Legal Section	15
Legal Subdivision	CERTIFIED SURVEY MAP 3710
Legal Lot Number	7
Jurisdiction	ONEIDA WI
Township / Civil Division	LAKE TOMAHAWK
Census Block Group	3
Census Block	3000
Census Tract	970900

Owner

8020 Vesper Ter, residential vacant land, is owned by two individuals who bought it in April 2021.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	834 S WRIGHT ST, NAPERVILLE, IL 60540-6738
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Feb 10, 2022	Deed of Trust, Mortgage · Construction Mortgage NICOLET NATIONAL BANK
Apr 9, 2021	Warranty Deed, Transfer · Commercial Mortgage NICOLET NATIONAL BANK
Aug 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2021819119
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8020 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000839156
Date	Nov 16, 2022
Instrument	839156

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	10.6%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8020 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 S WRIGHT ST, NAPERVILLE, IL 60540-6738

Mortgage

Document Number	0000830722
Date	Feb 10, 2022
Instrument	830722

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 4, 2023

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Apr 9, 2021
Property Address	8020 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Document Number	0000819119
Map Reference	DOC 678144
Instrument Date	Apr 7, 2021
Instrument	819119
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	834 S WRIGHT ST, NAPERVILLE, IL 60540-6738

Mortgage

Document Number	0000819120
Date	Apr 9, 2021
Instrument	819120

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Aug 31, 2018
Property Address	8020 VESPER TER, LAKE TOMAHAWK, WI 54539-9112
Document Number	0000785954
Map Reference	VOL16 PG3710
Instrument Date	Aug 31, 2018
Instrument	785954
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 8020 Vesper Ter was $2,190.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Lake Tomahawk Town
Secondary School District	Lakeland Union High School District (09 - 12)
Elementary School District	Minocqua Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00	$313,200 Land $313,200	$350,276 Land $350,276
2023	$2,264.00	$313,200 Land $313,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8020 Vesper Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8020 Vesper Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Vesper Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures