8043 Roy St, Lemon Grove, CA 91945 Property Records

San Diego County property record for 8043 Roy St, Lemon Grove, CA 91945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1952
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Feb 2021)
Tax Bill	$12,226 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Feb 2026 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`480-223-01-00`

Property Details

APN / Parcel Number

Primary APN	`480-223-01-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	8043 ROY ST
City	LEMON GROVE
State	CA
Zip	91945-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 TR 002729
Legal Subdivision	PALM VILLAS
Legal Tract	002729
Legal Block	4
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4003
Census Tract	14001

Owner

Source: San Diego County records · APN 480-223-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8043 ROY ST, LEMON GROVE, CA 91945-2522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit PACIFIC PREMIER BANK
Feb 16, 2021	Grant Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 21, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 25, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	2021119813
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8043 ROY ST, LEMON GROVE, CA 91945-2522
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8043 ROY ST, LEMON GROVE, CA 91945-2522

Mortgage

Document Number	0000083347
Date	Mar 26, 2026
Instrument	2026-0083347

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Sep 01, 2039

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8043 ROY ST, LEMON GROVE, CA 91945-2522
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8043 ROY ST, LEMON GROVE, CA 91945-2522

Mortgage

Document Number	0000036311
Date	Feb 10, 2026
Instrument	2026-0036311

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Sep 01, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8043 ROY ST, LEMON GROVE, CA 91945-2522
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 PIER AVE 707, 707, HERMOSA BEACH, CA 90254-3949

Mortgage

Document Number	0000795572
Date	Dec 11, 2020
Instrument	2020-0795572

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2021
Property Address	8043 ROY ST, LEMON GROVE, CA 91945-2522
Document Number	0000119813
Map Reference	MAP 2729
Instrument Date	Jan 14, 2021
Instrument	2021-0119813
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8043 ROY ST, LEMON GROVE, CA 91945-2522

Mortgage

Document Number	0000119814
Date	Feb 16, 2021
Instrument	2021-0119814

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2020
Property Address	8043 ROY ST, LEMON GROVE, CA 91945-2522
Document Number	0000643456
Instrument Date	Oct 15, 2020
Instrument	643456
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1820 W CARSON ST 202-285 TORRANCE CA 90501, TORRANCE, CA 90501
Investor	Possibly a Property Investor

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2020
Property Address	8043 ROY ST, LEMON GROVE, CA 91945-2522
Document Number	0000095300
Instrument Date	Feb 11, 2020
Instrument	95300
Transaction Type	Transfer
Record Updated	Mar 06, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8080 LA MESA BLVD #114 LA MESA CA 919420361, 114, LA MESA, CA 91942-0361

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$867,643 (+2%) Land $525,327 Building $342,316
2025	$12,226.00 (+49.02%)	$850,631 (+38.58%) Land $515,027 Building $335,604
2024	$8,204.00 (+2.68%)
2023	$7,990.00 (+0.54%)	$613,834 Land $495,029 Building $118,805
2022	$7,947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 571 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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