Madison County property record for 8043 Radcliffe Pl, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,708 sqft · built 2020 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jun 2020) |
| Tax Bill | $9,793 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| APN | 09-2-22-16-17-302-012 |
| Primary APN | 09-2-22-16-17-302-012 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 8043 RADCLIFFE PL |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO CHARLESTON LOT 56 90 X 140 |
| Legal Subdivision | FIRST ADDN |
| Legal Lot Number | 56 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 403532 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8043 RADCLIFFE PL, TROY, IL 62294-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI MIDWEST BANKCENTRE |
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FCB BK |
| Aug 26, 2019 | Warranty Deed, Construction Loan · Construction Mortgage FCB BANKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2020 · Amount on Record |
| Deed Sale | Jun 4, 2020 · Amount on Record |
| Prior Sale | Aug 26, 2019 · Amount on Record |
| Deed Document Number | 202018079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 4, 2020 |
| Property Address | 8043 RADCLIFFE PL, TROY, IL 62294-3646 |
| Document Number | 0000018079 |
| Instrument Date | May 28, 2020 |
| Instrument | 18079 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8043 RADCLIFFE PL TROY IL 622943646, TROY, IL 62294-3646 |
| Document Number | 18080 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 18080 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 8043 RADCLIFFE PL, TROY, IL 62294-3646 |
| Document Number | 0000032898 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8043 RADCLIFFE PL TROY IL 62294, TROY, IL 62294 |
| Document Number | 0000032898 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 32898 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 26, 2019 |
| Property Address | 8043 RADCLIFFE PL, TROY, IL 62294-3646 |
| Document Number | 0000027231 |
| Map Reference | PC65 PG209 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 2019R27231 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 4, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Tax | $81.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2730 N CENTER ST, MARYVILLE, IL 62062-5624 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027232 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019R27232 |
| Name | FCB BANKS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000027233 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019R27233 |
| Name | CHARLESTON OF TROY LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,793.00 (+6.54%) | $147,550 (+28.28%) Land $24,920 Building $122,630 | $442,650 (+28.15%) Land $74,760 Building $367,890 |
| 2024 | $9,192.00 (+12.85%) | ||
| 2022 | $8,145.00 | $115,020 Land $19,430 Building $95,590 | $345,405 Land $58,348 Building $287,057 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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