8028 Radcliffe Pl, Troy, IL 62294 Property Records

Madison County property record for 8028 Radcliffe Pl, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 1,759 sqft · built 2019
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Jan 2019)
Tax Bill$9,719 (2025)
Deeds & MortgagesDec 2021 Mortgage
Oct 2019 Mortgage
+ 2 more
APN09-2-22-16-17-302-003

Property Details

APN / Parcel Number

Primary APN09-2-22-16-17-302-003

Interior

Bedrooms1 Bed
Full Baths3 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,759 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8028 RADCLIFFE PL
CityTROY
StateIL
Zip62294-3647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRST ADDITION TO CHARLESTON LOT 47 90 X 140
Legal SubdivisionFIRST ADDN
Legal Lot Number47
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1007
Census Tract403532

Owner

8028 Radcliffe Pl is owned and occupied by two individuals who bought it in January 2019.

Source: Madison County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address8028 RADCLIFFE PL, TROY, IL 62294-3647
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 23, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jan 24, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS
Jan 24, 2019Warranty Deed, Transfer
ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2019 · Amount on File
Deed SaleJan 24, 2019 · Amount on File
Prior SaleJan 24, 2019 · Amount on File
Deed Document Number20192573
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8028 RADCLIFFE PL, TROY, IL 62294-3647
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000053194
DateDec 27, 2021
Instrument2021R53194
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8028 RADCLIFFE PL, TROY, IL 62294-3647
Document Number0000034537
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8028 RADCLIFFE PL TROY IL 622943647, TROY, IL 62294-3647

Mortgage

Document Number0000034537
DateOct 28, 2019
Instrument34537
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 27, 2049

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJan 24, 2019
Property Address8028 RADCLIFFE PL, TROY, IL 62294-3647
Document Number0000002573
Instrument DateJan 18, 2019
Instrument2573
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 27, 2019
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$468.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8028 RADCLIFFE PL TROY IL 622943647, TROY, IL 62294-3647

Mortgage

Document Number2574
DateJan 24, 2019
Instrument2574
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 23, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJan 24, 2019
Property Address8028 RADCLIFFE PL, TROY, IL 62294-3647
Document Number0000002572
Instrument DateJan 9, 2019
Instrument2572
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

AmountAmount on Record
Tax$79.35
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2730 N CENTER ST MARYVILLE IL 620625624, MARYVILLE, IL 62062-5624

Tax Assessment & Valuation

The 2025 property tax bill for 8028 Radcliffe Pl was $9,719 with a homeowner's exemption, up 6.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,719.00 (+6.53%)$146,470 Land $24,500 Building $121,970$439,410 Land $73,500 Building $365,910
2024$9,123.00
2022$8,082.00$114,180 Land $19,100 Building $95,080$342,883 Land $57,357 Building $285,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8028 Radcliffe Pl; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8028 Radcliffe Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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