8040 S 450 E, Berne, IN 46711 Property Records

Adams County property record for 8040 S 450 E, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	4 bd · 2,234 sqft · built 1900
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2017)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Jun 2025 Construction Loan Sep 2025 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-17-100-003.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-17-100-003.000-006`
Alternative APNs	`01608000002400` `00826408137`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,234 sqft Living Area
1st Floor Area	1,469 sqft
Attic	Attic
Attic Area	1,530 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00826408137
Street Address	8040 S 450 E
City	BERNE
State	IN
Zip	46711-9206
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 685' OF E 193' NE NW SEC 17 (3A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5023
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8040 S 450 E, BERNE, IN 46711-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Construction Mortgage GREENWAY BANK
Sep 5, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan GREENWAY BANK
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK
Feb 15, 2018	Deed of Trust, Mortgage MERCER SAVINGS BANK
Jan 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK
Mar 6, 2017	Warranty Deed, Transfer · Closed-End Mortgage MERCER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	2017796
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	2017000796
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025002053
Date	Jun 9, 2025
Instrument	2025002053

Lender

Name	GREENWAY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2056

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025003425
Date	Sep 5, 2025
Instrument	2025003425

Lender

Name	GREENWAY BANK

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002535
Date	Jul 27, 2023
Instrument	2023002535

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002536
Date	Jul 27, 2023
Instrument	2023002536

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 19, 2033

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002417
Date	Jul 17, 2023
Instrument	2023002417

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 14, 2033

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002416
Date	Jul 17, 2023
Instrument	2023002416

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000636
Date	Feb 15, 2018
Instrument	2018000636

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Type Change Date	Feb 17, 2038

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020000242
Date	Jan 15, 2020
Instrument	202020000242

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005654
Date	Nov 4, 2021
Instrument	2021005654

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005655
Date	Nov 4, 2021
Instrument	2021005655

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 6, 2017
Property Address	8040 S 450 E, BERNE, IN 46711-9206
Document Number	2017000796
Instrument Date	Mar 3, 2017
Instrument	2017000796
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	2017000797
Date	Mar 6, 2017
Instrument	2017000797

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00 (+1.78%) Homeowner's exemption	$168,400 (+11.3%) Land $23,100 Building $145,300	$168,400 (+11.3%) Land $23,100 Building $145,300
2024	$1,237.00 (-6.57%)
2023	$1,324.00 (+1.38%)	$151,300 (+1.14%) Land $22,900 Building $128,400	$151,300 (+1.14%) Land $22,900 Building $128,400
2022	$1,306.00 (+27.04%)	$149,600 Land $22,400 Building $127,200	$149,600 Land $22,400 Building $127,200
2020	$1,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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