7527 S 450 E, Berne, IN 46711 Property Records

Adams County property record for 7527 S 450 E, Berne, IN 46711 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2,904 sqft · built 1987
Lot Size	25 acres (1,089,000 sqft)
Owner	Company Name on File
Tax Bill	$4,869 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-08-400-001.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-08-400-001.000-006`
Alternative APNs	`01607000000165` `01966187372`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,904 sqft Living Area
1st Floor Area	2,904 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,089,000 sqft (25 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01966187372
Street Address	7527 S 450 E
City	BERNE
State	IN
Zip	46711-9491
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 1426.5' W/2 SE E OF DRAIN SEC 8 (25A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5012
Census Tract	30700

Owner

Source: Adams County records · APN 01-12-08-400-001.000-006

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1821 E 200 S, MONROE, IN 46772-9331
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Mar 08, 2021	Deed of Trust, Mortgage · Balloon Mortgage FARMERS & MERCHANTS STATE BANK
Dec 08, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Jan 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Nov 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 17, 2017
Transfer Doc	2017004402
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7527 S 450 E, BERNE, IN 46711-9491
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001677
Date	May 23, 2023
Instrument	2023001677

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7527 S 450 E, BERNE, IN 46711-9491
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006582
Date	Dec 29, 2020
Instrument	2020006582

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 01, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7527 S 450 E, BERNE, IN 46711-9491
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001342
Date	Mar 08, 2021
Instrument	2021001342

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7527 S 450 E, BERNE, IN 46711-9491
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004739
Date	Dec 08, 2017
Instrument	2017004739

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 24, 2037

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7527 S 450 E, BERNE, IN 46711-9491
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000231
Date	Jan 14, 2021
Instrument	2021000231

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2045

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 17, 2017
Property Address	7527 S 450 E, BERNE, IN 46711-9491
Document Number	2017004402
Instrument Date	Nov 17, 2017
Instrument	2017004402
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7527 S 450 E, BERNE, IN 46711-9491

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,869.00 (+8.63%)	$481,600 (+9.26%) Land $61,100 Building $420,500	$481,600 (+9.26%) Land $61,100 Building $420,500
2024	$4,482.00 (+0.9%)
2023	$4,442.00 (+3.04%)	$440,800 (+1.59%) Land $58,000 Building $382,800	$440,800 (+1.59%) Land $58,000 Building $382,800
2022	$4,311.00 (+27.21%)	$433,900 Land $52,200 Building $381,700	$433,900 Land $52,200 Building $381,700
2020	$3,389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (18001C), updated November 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180010307005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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