8040 Long Lake Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 8040 Long Lake Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,125 sqft
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2020)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-005-200-004-05-8-4`

Property Details

APN / Parcel Number

Primary APN	`14-005-200-004-05-8-4`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,125 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	2,201 sqft
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft

Exterior

Exterior Material	Brick
Lot Area	137,650 sqft (3.16 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8040 LONG LAKE RD
City	READING
State	MI
Zip	49274-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT INT LONG LAKE RD & CRAWFORD RD TH SLY 430 FT TH WLY 320 FT TH NLY 430 FT TH ELY 320 FT TO POB (ELY PT OF SD DESC INCLU
Legal Range	04W
Legal Township	08S
Legal Section	05
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1007
Census Tract	51200

Owner

8040 Long Lake Rd is owned and occupied by an individual who bought it in June 2020.

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8040 LONG LAKE RD, READING, MI 49274-9321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 26, 2020	Warranty Deed, Transfer MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Jun 9, 2015 · Amount on File
Deed Book / Page	1765 / 630
Prior Transfer Date	Jul 14, 2014
Prior Transfer Doc	01567/0703
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	8040 LONG LAKE RD, READING, MI 49274-9321
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	DIVERSIFIED NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001766/596
Date	Jul 10, 2020
Book Page	1766/596

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 26, 2020
Property Address	8040 LONG LAKE RD, READING, MI 49274-9321
Document Number	001765/630
Book / Page	1765 / 630
Instrument Date	Jun 18, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224744 SAHARA DR, 224744, RINGLE, WI 54471-5880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 MEAD RD, MONTGOMERY, MI 49255

Tax Assessment & Valuation

The 2025 property tax bill for 8040 Long Lake Rd was $1,291.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (+8.19%)	$139,903 (+8.1%) Land $22,752 Building $117,151
2025	$1,291.00 Homeowner's exemption	$64,700	$129,417 Land $14,915 Building $114,502
2023		$60,900	$121,722 Land $13,044 Building $108,678
2021	$1,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8040 Long Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8040 Long Lake Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Long Lake Rd

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