6840 Long Lake Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 6840 Long Lake Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,180 sqft
Lot Size	8.26 acres (359,806 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Feb 2020)
Tax Bill	$2,681 (2021)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-029-400-012-29-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-029-400-012-29-7-4`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,238 sqft
Basement Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	359,806 sqft (8.26 acres)
Garage Area	2,544 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	6840 LONG LAKE RD
City	READING
State	MI
Zip	49274-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SEC TH N 400 FT TH W 900 FT TH S 400 FT TO S SEC LN TH E ALG SD LN 900 FT TO POB SEC 29 T7S R4W 8.26 A M/L SPLIT/C
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4018
Census Tract	50400

Owner

6840 Long Lake Rd is owned and occupied by an individual who bought it in February 2020.

Source: Hillsdale County records, as of August 4, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6840 LONG LAKE RD, READING, MI 49274-9306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	0017510760
Deed Book / Page	1751 / 0760
Record Updated	Jun 7, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	6840 LONG LAKE RD, READING, MI 49274-9306
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01730/0049
Date	Aug 1, 2019
Book Page	1730/0049

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	READING, MI 49274

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	6840 LONG LAKE RD, READING, MI 49274-9306
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6840 LONG LAKE RD, READING, MI 49274-9306

Mortgage

Document Number	01809/1118
Date	Oct 20, 2021
Book Page	1809/1118

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 13, 2020
Property Address	6840 LONG LAKE RD, READING, MI 49274-9306
Document Number	01751/0760
Book / Page	1751 / 0760
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6840 LONG LAKE RD, 6840, READING, MI 49274-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BATCHELDER RD, RAYMOND, NH 03077-2309

Mortgage

Document Number	0001751761
Date	Feb 13, 2020
Instrument	1751/761

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$130,400	$260,820 Land $34,509 Building $226,311
2021	$2,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6840 Long Lake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6840 Long Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10

May also be available: Lakeland Internet, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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