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8040 Charlesderry Rd, Willoughby, OH 44094 Property Records

Lake County property record for 8040 Charlesderry Rd, Willoughby, OH 44094 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,129 sqft · built 1930
Lot Size0.714 acres (31,084 sqft)
OwnerIndividual Name on File
Tax Bill$4,994 (2023)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN20-A-014-A-00-039-0

Property Details

APN / Parcel Number

Primary APN20-A-014-A-00-039-0
Alternative APN
  • F 41

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,129 sqft Living Area
1st Floor Area911 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area31,084 sqft (0.714 acres)
Lot Dimensions200 ft deep x 173 ft wide
View / LotExtra Front
Garage TypeDetached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area204 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address8040 CHARLESDERRY RD
CityWILLOUGHBY
StateOH
Zip44094-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 TRACT 2 S/L 4 & 6
Legal SubdivisionTEMPLE VIEW ALLOTMENT
Legal Tract2
Legal Block3
Legal Lot Number4,6
JurisdictionLAKE OH
Township / Civil DivisionKIRTLAND
Census Block Group3
Census Block3020
Census Tract203700

Owner

Source: Lake County records · APN 20-A-014-A-00-039-0

Assessment roll updated December 30, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8040 CHARLESDERRY RD, WILLOUGHBY, OH 44094-9234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 1963
Deed SaleMay 24, 1963
Last Transfer DateOct 13, 2011
Transfer Doc0000023477
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Recording DateApr 29, 2026
Property Address8040 CHARLESDERRY RD, WILLOUGHBY, OH 44094-9234
Document Number0000008812
Instrument DateApr 21, 2026
Instrument20268812
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8040 CHARLESDERRY RD, WILLOUGHBY, OH 44094-9234

Mortgage

Document Number0000008812,
DateApr 29, 2026
Instrument20268812
Lender
NameUNION SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityKirtland City
Unified School DistrictKirtland Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$58,560 (+22.79%) Land $12,540 Building $46,020$167,310 (+22.81%) Land $35,830 Building $131,480
2023$4,994.00 (+25.92%) Homeowner's exemption$47,690 (-35.78%) Land $10,890 Building $36,800
2022$3,966.00$74,260 Land $37,460 Building $36,800
2021$136,240 Land $31,100 Building $105,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852037003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1989)
Most Recent ClaimMay 1989, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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