Lake County property record for 8076 Charlesderry Rd, Willoughby, OH 44094 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 1997 |
| Lot Size | 0.332 acres (14,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,500 (Apr 2006) |
| Tax Bill | $7,677 (2023) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-014-A-00-033-0 |
| Primary APN | 20-A-014-A-00-033-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Total Area |
| 1st Floor Area | 1,368 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,501 sqft (0.332 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | F 35 |
|---|---|
| Street Address | 8076 CHARLESDERRY RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 TRACT 2 S/L 18 & 20 |
| Legal Subdivision | TEMPLE VIEW ALLOTMENT |
| Legal Tract | 2 |
| Legal Lot Number | 11 20 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 203700 |
Source: Lake County records · APN 20-A-014-A-00-033-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8076 CHARLESDERRY RD, KIRTLAND, OH 44094-9234 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB |
| Mar 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Oct 09, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2006 · Amount on Record |
| Deed Sale | Apr 20, 2006 · Amount on Record |
| Prior Sale | Apr 20, 2006 · Amount on Record |
| Deed Document Number | 0000015434 |
| Last Transfer Date | Sep 29, 2020 |
| Transfer Doc | 0000028146 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8076 CHARLESDERRY RD, WILLOUGHBY, OH 44094-9234 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8076 CHARLESDERRY RD, KIRTLAND, OH 44094-9234 |
| Document Number | 0000000284 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 2026R000284 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8076 CHARLESDERRY RD, KIRTLAND, OH 44094-9234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007395 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 2017R007395 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8076 CHARLESDERRY RD, KIRTLAND, OH 44094-9234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000024793 |
|---|---|
| Date | Oct 09, 2019 |
| Instrument | 2019R024793 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 26, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 29, 2020 |
| Property Address | 8076 CHARLESDERRY RD, KIRTLAND, OH 44094-9234 |
| Document Number | 0000028146 |
| Map Reference | VOL F PG 71 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020R028146 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1761 |
| Document Number | 0000028147 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020R028147 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,677.00 (+70.15%) Homeowner's exemption | $73,310 (-15.63%) Land $8,080 Building $65,230 | |
| 2022 | $4,512.00 Homeowner's exemption | $86,890 Land $21,660 Building $65,230 | |
| 2021 | $209,470 Land $23,090 Building $186,380 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852037003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | May 1989, river or lake flooding, Severe Storms & Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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