804 Sumner St, Decorah, IA 52101 Property Records

Winneshiek County property record for 804 Sumner St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,536 sqft · built 1851
Lot Size0.305 acres (13,300 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 2012)
Tax Bill$3,240 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone AH (high risk)
APN111532800500

Property Details

APN / Parcel Number

Primary APN111532800500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1851
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,300 sqft (0.305 acres)
Lot Dimensions133 ft deep x 100 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address804 SUMNER ST
CityDECORAH
StateIA
Zip52101-1457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 3, L 1 OF 4 & E 7 1/2' VACATED ALLEY WEST OF L 3 & 1 OF 4 PARK ADDN
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1037
Census Tract950200

Owner

Source: Winneshiek County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3265 230TH ST, RIDGEWAY, IA 52165-8582
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2012 · Amount on Record
Deed SaleApr 4, 2012 · Amount on Record
Deed Document Number2012 1252
Deed Book / Page2012 / 1252
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address804 SUMNER ST, DECORAH, IA 52101-1457
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/1935
DateJun 3, 2020
Book Page2020/1935
Instrument2020 1935
Lender
NameVIKING STATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$191,910 (+11.47%) Land $51,510 Building $140,400$191,910 (+11.47%) Land $51,510 Building $140,400
2024$3,240.00 (+4.85%)
2023$172,170 (+16.06%) Land $51,510 Building $120,660$172,170 (+16.06%) Land $51,510 Building $120,660
2022$3,090.00$148,340 Land $42,930 Building $105,410
2021$148,340 Land $42,930 Building $105,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation854.5 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
100 / 20

May also be available: GigFire.

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