Winneshiek County property record for 304 Sumner St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,301 sqft · built 1900 |
| Lot Size | 0.206 acres (8,957 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,574 (2026) |
| Flood Zone | Zone AH (high risk) |
| APN | 111533501300 |
| Primary APN | 111533501300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,301 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,957 sqft (0.206 acres) |
| Lot Dimensions | 170 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 304 SUMNER ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-2-3 NE SW |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 15 |
| Legal Lot Number | 1-3 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 950200 |
304 Sumner St is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 SUMNER ST, DECORAH, IA 52101-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 304 Sumner St was $1,574 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,574.00 | $116,540 (-) Land $25,760 Building $90,780 | $116,540 (-) Land $25,760 Building $90,780 |
| 2025 | $1,574.00 (-9.95%) Homeowner's exemption | $116,540 Land $25,760 Building $90,780 | $116,540 Land $25,760 Building $90,780 |
| 2024 | $1,748.00 | ||
| 2023 | $103,090 (+16.21%) Land $25,760 Building $77,330 | $103,090 Land $25,760 Building $77,330 | |
| 2022 | $1,664.00 Homeowner's exemption | $88,710 Land $21,470 Building $67,240 | |
| 2021 | $88,710 Land $21,470 Building $67,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Sumner St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 854.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Sumner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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