804 Stiening St, Waterloo, IL 62298 Property Records

Monroe County property record for 804 Stiening St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 768 sqft · built 1960
Lot Size	0.25 acres (10,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Jul 2022)
Tax Bill	$2,679 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-402-005-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-402-005-000`
Alternative APN	`07251540700500 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	10,726 sqft (0.25 acres)
Lot Dimensions	196 ft deep x 52 ft wide
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	195 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	804 STIENING ST
City	WATERLOO
State	IL
Zip	62298-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	TAX LOT 1MD & 1MH
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	WATERLOO
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4010
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 STIENING ST, WATERLOO, IL 62298-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed, Transfer · Conventional Mortgage DIETERICH BANK
Oct 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 29, 2017	Warranty Deed, Transfer COLUMBIA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	2022425296
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Jul 21, 2022
Property Address	804 STIENING ST, WATERLOO, IL 62298-1458
Document Number	0000425296
Instrument Date	Jul 20, 2022
Instrument	425296
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 HAMACHER ST # 125, 622, WATERLOO, IL 62298-1594

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 STIENING ST, WATERLOO, IL 62298-1458

Mortgage

Document Number	0000425297
Date	Jul 21, 2022
Instrument	425297

Lender

Name	DIETERICH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Oct 18, 2017
Property Address	804 STIENING ST, WATERLOO, IL 62298-1458
Document Number	0000392503
Instrument Date	Oct 13, 2017
Instrument	392503
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	804 STIENING ST WATERLOO IL 622981458, WATERLOO, IL 62298-1458

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 29, 2017
Property Address	804 STIENING ST, WATERLOO, IL 62298-1458
Document Number	0000388977
Instrument Date	Mar 27, 2017
Instrument	388977
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 STIENING ST WATERLOO IL 622981458, WATERLOO, IL 62298-1458

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,230 (+31.92%) Land $16,810 Building $36,420	$159,690 (+31.92%) Land $50,430 Building $109,260
2024	$2,679.00
2022		$40,350 Land $15,430 Building $24,920	$121,050 Land $46,290 Building $74,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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