Monroe County property record for 701 Stiening St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,288 sqft · built 1945 |
| Lot Size | 0.32 acres (13,787 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,260 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-401-018-000 |
| Primary APN | 07-25-401-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 437 sqft |
| Unfinished Basement | 437 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,787 sqft (0.32 acres) |
| Lot Dimensions | 146 ft deep x 95 ft wide |
| Garage Area | 352 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 559 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 701 STIENING ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | PART LOT 1MA |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WATERLOO |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 600501 |
701 Stiening St is owned and occupied by an individual.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 STIENING ST, WATERLOO, IL 62298-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 701 STIENING ST, WATERLOO, IL 62298-1457 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000426650 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 426650 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 23, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 701 Stiening St was $3,260, up 9.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,260.00 (+9.8%) Homeowner's exemption | $59,180 Land $17,070 Building $42,110 | $177,540 Land $51,210 Building $126,330 |
| 2024 | $2,969.00 | ||
| 2022 | Additional exemption filed | $52,540 Land $15,550 Building $36,990 | $157,620 Land $46,650 Building $110,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Stiening St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 701 Stiening St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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