804 Stearman St, Independence, OR 97351 Property Records

Polk County property record for 804 Stearman St, Independence, OR 97351

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,314 sqft · built 2023
Lot Size0.351 acres (15,296 sqft)
Owner2 Trust Names on File
Last Sale$120,000 (Mar 2019)
Tax Bill$8,448 (2025)
Deeds & MortgagesAug 2023 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08417-DD-01000

Property Details

APN / Parcel Number

Primary APN08417-DD-01000
Alternative APN
  • 491202

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,314 sqft Living Area
Gross Area5,850 sqft
1st Floor Area2,258 sqft
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood Shingle
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,296 sqft (0.351 acres)
Garage Area1,920 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area96 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number491202
Street Address804 STEARMAN ST
CityINDEPENDENCE
StateOR
Zip97351-9414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
Legal DescriptionAIRPARK NORTH LOT 9
Legal Range4W
Legal Township08S
Legal Section17
Legal SubdivisionAIRPARK NORTH
Legal Block1
Legal Lot Number9
JurisdictionPOLK OR
Township / Civil DivisionMONMOUTH-INDEPENDENCE
Census Block Group1
Census Block1014
Census Tract20303

Owner

804 Stearman St is owner-occupied and held in a trust since December 2024.

Source: Polk County records, as of May 21, 2026

Owner of Record2 Trust Names on File
Mailing Address804 STEARMAN ST, INDEPENDENCE, OR 97351-9414
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Deed of Trust, Mortgage · Line of Credit
VALLEY CU
May 25, 2021Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC
Apr 30, 2020Deed of Trust, Mortgage · ARM
UMPQUA BANK
Mar 27, 2019Warranty Deed, Transfer
COLLEGE ANYONE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on File
Deed SaleMar 27, 2019 · Amount on File
Prior SaleAug 17, 2016 · Amount on File
Deed Document Number20192926
Last Transfer DateDec 20, 2024
Transfer Doc0000009735
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK OR
Property Address804 STEARMAN ST, INDEPENDENCE, OR 97351-9414
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 STEARMAN ST, INDEPENDENCE, OR 97351-9414

Mortgage

Document Number0000006276
DateAug 18, 2023
Instrument2023-006276
Lender
NameVALLEY CU
TypeCredit Union
AddressSALEM, OR 97309
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 17, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK OR
Property Address804 STEARMAN ST, INDEPENDENCE, OR 97351-9414
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008852
DateMay 25, 2021
Instrument2021-008852
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK OR
Property Address804 STEARMAN ST, INDEPENDENCE, OR 97351-9414
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005843
DateApr 30, 2020
Instrument2020-005843
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeARM
AmountAmount on Record
Term373 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.37%
Index1-Year LIBOR
Max Rate9.37%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK OR
Recording DateMar 27, 2019
Property Address804 STEARMAN ST, INDEPENDENCE, OR 97351-9414
Document Number0000002926
Instrument DateMar 26, 2019
Instrument2926
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1326 ORCHARDVIEW AVE NW SALEM OR 973041955, SALEM, OR 97304-1955

Mortgage

Document Number2927
DateMar 27, 2019
Instrument2927
Lender
NameCOLLEGE ANYONE LLC
Address10047 STAYTON RD SE, AUMSVILLE, OR 97325-9419
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 804 Stearman St was $8,448, up 23.3% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOregon
CountyPolk County
MunicipalityIndependence City
Unified School DistrictCentral School District 13J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$479,590 (+3%) Land $67,300 Building $412,290$945,160 (+5.06%) Land $160,000 Building $785,160
2025$8,448.00 (+23.31%)$465,630 (+22.37%) Land $65,340 Building $400,290$899,660 (+17.47%) Land $153,800 Building $745,860
2024$6,851.00 (+23.87%)$380,520 (+30.89%) Land $63,440 Building $317,080$765,840 (+29.99%) Land $156,900 Building $608,940
2023$5,531.00 (+8.96%)$290,710 (+3%) Land $61,590 Building $229,120$589,150 (+9.53%) Land $150,700 Building $438,450
2022$5,076.00$282,250 Land $59,790 Building $222,460$537,870 Land $160,400 Building $377,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Stearman St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1996)
Most Recent ClaimFeb 1996 · High Winds, Severe Storms And Flooding
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Stearman St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER SYSTEM
serves 10,300 people · EPA ID OR4100399
Water SourceGroundwater
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb
Copper1.45 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Willamette Valley Fiber
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Hunter Communications
Fixed Wireless
200 / 20

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