Polk County property record for 784 Stearman St, Independence, OR 97351 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,594 sqft · built 2004 |
| Lot Size | 0.555 acres (24,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (May 2004) |
| Tax Bill | $17,324 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08417-DD-00900 |
| Primary APN | 08417-DD-00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,594 sqft Living Area |
| Gross Area | 10,921 sqft |
| 1st Floor Area | 3,928 sqft |
| 2nd Floor Area | 1,666 sqft |
| Family Room | Family Room |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 24,174 sqft (0.555 acres) |
| Garage Area | 5,327 sqft |
| Parking Spaces | 34 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 722 sqft |
| Patio Area | 1,026 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 491190 |
|---|---|
| Street Address | 784 STEARMAN ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARTITION PLAT 2001-0004 LOT 1 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | PARTITION PLAT 2001-0004 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20303 |
Source: Polk County records · APN 08417-DD-00900
Assessment roll updated May 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 784 STEARMAN ST, INDEPENDENCE, OR 97351-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2004 · Amount on Record |
| Deed Sale | May 27, 2004 · Amount on Record |
| Deed Document Number | 20048533 |
| Last Transfer Date | Oct 26, 2004 |
| Transfer Doc | 0000017366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 20, 2026 |
| Property Address | 784 STEARMAN ST, INDEPENDENCE, OR 97351-9413 |
| Document Number | 0000005772 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20265772 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 784 STEARMAN ST, INDEPENDENCE, OR 97351-9413 |
| Document Number | 0000005772, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20265772 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 784 STEARMAN ST, INDEPENDENCE, OR 97351-9413 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 784 STEARMAN ST, INDEPENDENCE, OR 97351-9413 |
| Document Number | 0000009150 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023-009150 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 784 STEARMAN ST, INDEPENDENCE, OR 97351-9413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000002303 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-002303 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983,500 (+3%) Land $84,660 Building $898,840 | $1,310,640 (+6.27%) Land $180,000 Building $1,130,640 | |
| 2025 | $17,324.00 (+3.79%) | $954,860 (+3%) Land $82,190 Building $872,670 | $1,233,360 (-1.56%) Land $168,600 Building $1,064,760 |
| 2024 | $16,692.00 (-2.52%) | $927,050 (+3%) Land $79,790 Building $847,260 | $1,252,960 (+3.23%) Land $171,800 Building $1,081,160 |
| 2023 | $17,124.00 (+8.96%) | $900,050 (+3%) Land $77,470 Building $822,580 | $1,213,700 (+15.32%) Land $165,400 Building $1,048,300 |
| 2022 | $15,716.00 | $873,840 Land $75,210 Building $798,630 | $1,052,460 Land $175,950 Building $876,510 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Feb 1996, other causes, High Winds, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Monmouth Independence Network | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Alyrica Networks | Fixed Wireless | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Hunter Communications & Technologies | Fixed Wireless | 200 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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