Lincoln County property record for 804 Sommerset Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1980 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Aug 2019) |
| Tax Bill | $1,361 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-004-039-002.000 |
| Primary APN | 15-70-26-004-039-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 804 SOMMERSET DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 TROJAN LAKE PLAT 1 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 37 |
| Legal Subdivision | TROJAN LAKE |
| Legal Lot Number | 16 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 810305 |
804 Sommerset Dr is owned and occupied by an individual who bought it in August 2019.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 SOMMERSET DR, TROY, MO 63379-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on File |
| Deed Sale | Aug 19, 2019 · Amount on File |
| Prior Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 20197120 |
| Deed Book / Page | 2437 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Aug 19, 2019 |
| Property Address | 804 SOMMERSET DR, TROY, MO 63379-1606 |
| Document Number | 2437/0243 |
| Book / Page | 2437 / 0243 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2019007120 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 FORT, 202, WRIGHT CITY, MO 63390 |
| Name | Verified Name |
|---|---|
| Address | 804 SOMMERSET DR, TROY, MO 63379-1606 |
| Investor | Possibly a Property Investor |
| Document Number | 2019007384 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 2019007384 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 804 Sommerset Dr was $1,361.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,670 (-) Land $3,648 Building $18,022 | ||
| 2025 | $1,361.00 | $21,670 Land $3,648 Building $18,022 | $114,050 Land $19,200 Building $94,850 |
| 2023 | $1,275.00 (+5.55%) | $20,055 Land $2,918 Building $17,136 | $105,550 Land $15,360 Building $90,190 |
| 2022 | $1,208.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 804 Sommerset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 804 Sommerset Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.
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