Lincoln County property record for 786 Sommerset Dr, Troy, MO 63379 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1987 |
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,578 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-35-001-011-001.000 |
| Primary APN | 15-70-35-001-011-001.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| Basement Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.233 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 786 SOMMERSET DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 TROJAN LAKE PLAT 3 |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 35 |
| Legal Subdivision | TROJAN LAKE |
| Legal Lot Number | 91 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-35-001-011-001.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 786 SOMMERSET DR, TROY, MO 63379-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2019 |
| Deed Sale | May 14, 2019 |
| Prior Sale | May 24, 2007 |
| Deed Document Number | 2019003716 |
| Deed Book / Page | 2433 / 0864 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 14, 2019 |
| Property Address | 786 SOMMERSET DR, TROY, MO 63379-1604 |
| Document Number | 2433/0864 |
| Book / Page | 2433 / 0864 |
| Map Reference | MB 11 PG 9 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019003716 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 SOMMERSET DR, TROY, MO 63379-1604 |
| Document Number | 2019003717 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019003717 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,578.00 (+7.49%) | $25,116 (+8.78%) Land $3,610 Building $21,506 | $132,190 (+8.78%) Land $19,000 Building $113,190 |
| 2023 | $1,468.00 (+4.63%) | $23,089 Land $2,888 Building $20,201 | $121,520 Land $15,200 Building $106,320 |
| 2022 | $1,403.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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