804 Scioto Dr, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 804 Scioto Dr, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	5,295 sqft · built 1966
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$1,025,000 (Dec 2004)
Tax Bill	$23,691 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-02101-16-00016`

Property Details

APN / Parcel Number

Primary APN	`20-02101-16-00016`
Alternative APNs	`2002101001600016` `1991`

Interior

Stories	2 Stories
Building Area	5,295 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Account Number	1991
Street Address	804 SCIOTO DR
City	FRANKLIN LAKES
State	NJ
Zip	07417-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	.95 AC
Legal Block	2101
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	2
Census Block	2024
Census Tract	20200

Owner

Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2004 · Amount on Record
Deed Sale	Dec 15, 2004 · Amount on Record
Deed Book / Page	8757 / 293
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	804 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2820
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2820

Mortgage

Document Number	0043140014
Date	Aug 5, 2021
Book Page	4314/14
Instrument	2021126073

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 7, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	804 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2820
Document Number	0028432445
Book / Page	002843 / 002445
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SCIOTO DR FRANKLIN LAKES NJ 074172820, FRANKLIN LAKES, NJ 07417-2820

Mortgage

Document Number	0028432445
Date	Jan 22, 2018
Book Page	002843/002445

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 21, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,244,300 (-) Land $513,000 Building $731,300	$1,244,300 (-) Land $513,000 Building $731,300
2025	$23,691.00 (+6.01%)	$1,244,300 (-) Land $513,000 Building $731,300	$1,244,300 (-) Land $513,000 Building $731,300
2024	$22,347.00 (+6.53%)
2023		$1,244,300 Land $513,000 Building $731,300	$1,244,300 Land $513,000 Building $731,300
2022	$20,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2007–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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