804 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 804 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,497 sqft · built 1921
Lot Size	0.065 acres (2,849 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-281-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-281-002-000`
Alternative APN	`38740`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,497 sqft Finished Area
Gross Area	1,401 sqft
1st Floor Area	824 sqft
Upper Floors Area	577 sqft
Basement Area	824 sqft
Finished Basement	350 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,849 sqft (0.065 acres)
Lot Dimensions	75 ft deep x 38 ft wide
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38740
Street Address	804 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-4741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONROES SUB LOTS 16 TO 18 S 38` N 88` 3 & 4 BLOCK 6 LEWIS ADDN TO CITY OF SIOU X FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	6
Legal Lot Number	16-18
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1010
Census Tract	1502

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	804 S SUMMIT AVE, SIOUX FALLS, SD 57104-4741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 12, 2026
Property Address	804 S SUMMIT AVE, SIOUX FALLS, SD 57104-4741
Document Number	0000161081
Book / Page	2017-M / 695
Instrument Date	Jun 10, 2026
Instrument	2026161081
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S SUMMIT AVE, SIOUX FALLS, SD 57104-4741

Mortgage

Document Number	0000161081,
Date	Jun 12, 2026
Book Page	2017-M/695
Instrument	2026161081

Lender

Name	FIRST NATIONAL BANK & TRUST CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 14, 2022
Property Address	804 S SUMMIT AVE, SIOUX FALLS, SD 57104-4741
Document Number	611DEED/627
Book / Page	611 DEED / 627
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 S SUMMIT AVE, SIOUX FALLS, SD 57104-4741

Mortgage

Document Number	1946MTG593
Date	Feb 14, 2022
Instrument	1946 MTG/593

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,648.00	$224,100 (+7.59%) Land $12,900 Building $211,200
2024	$3,648.00 (+85.27%)	$208,300 (+57.45%) Land $12,900 Building $195,400
2022	$1,969.00	$132,300 Land $16,200 Building $116,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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