804 Richards St, Joliet, IL 60433 Property Records

Will County property record for 804 Richards St, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1910
Lot Size	0.17 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2026)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-22-103-003`

Property Details

APN / Parcel Number

Primary APN	`30-07-22-103-003`
Alternative APN	`07221030030000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	880 sqft
Gross Area	1,497 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,200 sqft (0.17 acres)
Lot Dimensions	124 ft deep x 54 ft wide
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	804 RICHARDS ST
City	JOLIET
State	IL
Zip	60433-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 IN COLBURN'S SUB, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 22, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	22
Legal Subdivision	COLBURNS
Legal Lot Number	2
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3028
Census Tract	883000

Owner

Source: Will County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 FRANCIS ST, JOLIET, IL 60432-1224
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jan 15, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 6, 2023	Intrafamily Transfer, Transfer
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Apr 3, 2020	Loan Modification, Mortgage · FHA Mortgage PNC BK
Apr 5, 2017	Loan Modification, Mortgage · FHA Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Feb 18, 2025 · Amount on Record
Deed Document Number	20262994
Prior Transfer Date	Jul 14, 2025
Prior Transfer Doc	0000039117
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	804 RICHARDS ST, JOLIET, IL 60433-2440
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 RICHARDS ST, JOLIET, IL 60433-2440

Mortgage

Document Number	0000017509
Date	Apr 15, 2024
Instrument	R2024017509

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	478 Months
Due	Feb 1, 2064

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 15, 2026
Property Address	804 RICHARDS ST, JOLIET, IL 60433-2440
Document Number	0000002994
Map Reference	MB 4 PG 12
Instrument Date	Dec 23, 2025
Instrument	R2026002994
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 RICHARDS ST, JOLIET, IL 60433-2440

Mortgage

Document Number	0000002995
Date	Jan 15, 2026
Instrument	R2026002995

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Feb 6, 2023
Property Address	804 RICHARDS ST, JOLIET, IL 60433-2440
Document Number	0000006029
Instrument Date	Feb 6, 2023
Instrument	R2023006029
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 ARVILLE ST APT 246, 246, LAS VEGAS, NV 89102-7651

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	804 RICHARDS ST, JOLIET, IL 60433-2440
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 RICHARDS ST, JOLIET, IL 60433-2440

Mortgage

Document Number	0000042231
Date	Jun 3, 2020
Instrument	R2020042231

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	804 RICHARDS ST, JOLIET, IL 60433-2440
Document Number	0000054154
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 RICHARDS ST JOLIET IL 604332440, JOLIET, IL 60433-2440

Mortgage

Document Number	0000054154
Date	Jul 8, 2020
Instrument	54154

Lender

Name	PNC BK
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	804 RICHARDS ST, JOLIET, IL 60433-2440
Document Number	0000034051
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 RICHARDS ST JOLIET IL 604332440, JOLIET, IL 60433-2440

Mortgage

Document Number	0000034051
Date	May 2, 2017
Instrument	34051

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (+6.17%)	$47,321 (+9.3%) Land $6,857 Building $40,464	$141,963 (+9.3%) Land $20,571 Building $121,392
2024	$2,915.00 (+9.92%)	$43,295 (+24.43%) Land $6,274 Building $37,021	$129,885 (+24.43%) Land $18,822 Building $111,063
2022	$2,652.00 Homeowner's exemption	$34,796 Land $5,042 Building $29,754	$104,388 Land $15,126 Building $89,262

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1981–2026)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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